Wake County property record for 401 New Rail Dr, Cary, NC 27513
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,226 sqft · built 1994 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $292,500 (Jun 2009) |
| Tax Bill | $4,972 (2025) |
| Deeds & Mortgages | May 2023 Transfer Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0754.08-99-1685-000 |
| Primary APN | 0754.08-99-1685-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,226 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 529 sqft |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0197715 |
|---|---|
| Street Address | 401 NEW RAIL DR |
| City | CARY |
| State | NC |
| Zip | 27513-2731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8P |
| Legal Description | LO64 SILVER OAKS PHII SEA BM1993-477 |
| Legal Subdivision | SILVER OAKS PHII |
| Legal Phase | 2 |
| Legal Lot Number | 64 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | CARY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 53522 |
401 New Rail Dr is owner-occupied and held in a trust since May 2023.
Source: Wake County records, as of September 9, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 401 NEW RAIL DR, CARY, NC 27513-2731 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| May 31, 2023 | Intrafamily Transfer, Transfer |
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2009 · Amount on File |
| Deed Sale | Jun 24, 2009 · Amount on File |
| Prior Sale | Jan 31, 2001 · Amount on File |
| Deed Book / Page | 13595 / 1400 |
| Last Transfer Date | May 23, 2023 |
| Transfer Doc | 19347/1148 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | May 31, 2023 |
| Property Address | 401 NEW RAIL DR, CARY, NC 27513-2731 |
| Document Number | 19347/1148 |
| Book / Page | 19347 / 1148 |
| Map Reference | MB 1993 PG 477 |
| Instrument Date | May 23, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 NEW RAIL DR, CARY, NC 27513-2731 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 401 NEW RAIL DR, CARY, NC 27513-2731 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 401 NEW RAIL DR, CARY, NC 27513-2731 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 18357/1133 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 18357/1133 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 401 New Rail Dr was $4,972.
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,972.00 | $577,847 Land $175,000 Building $402,847 | $577,847 Land $175,000 Building $402,847 |
| 2023 | $3,509.00 | $348,241 Land $113,000 Building $235,241 | $348,241 Land $113,000 Building $235,241 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 New Rail Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 New Rail Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARY serves 227,300 people · EPA ID NC0392020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures