401 Neuse Bend Rd, Smithfield, NC 27577 Property Records

Johnston County property record for 401 Neuse Bend Rd, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,638 sqft · built 1996
Lot Size	6.75 acres (294,030 sqft)
Owner	Individual Name on File
Tax Bill	$1,321 (2023)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04N14195O`

Property Details

APN / Parcel Number

Primary APN	`04N14195O`
Alternative APN	`2000040480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,638 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	294,030 sqft (6.75 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	125 sqft
Patio Area	470 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000040480
Street Address	401 NEUSE BEND RD
City	SMITHFIELD
State	NC
Zip	27577-7335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	JERNIGAN &THOMPSON 45/499263000-
Jurisdiction	JOHNSTON NC
Township / Civil Division	BOON HILL
Census Block Group	3
Census Block	3021
Census Tract	40501

Owner

Source: Johnston County records · APN 04N14195O

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	401 NEUSE BEND RD, SMITHFIELD, NC 27577-7335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jan 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jul 26, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 1995
Deed Sale	Aug 18, 1995
Deed Document Number	0001462402
Record Updated	Jun 07, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	401 NEUSE BEND RD, SMITHFIELD, NC 27577-7335
Transaction Type	Mortgage
Record Updated	Apr 02, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000727569
Date	Jan 13, 2021
Book Page	5810/263
Instrument	2021727569

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	401 NEUSE BEND RD, SMITHFIELD, NC 27577-7335
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000641757
Date	Jan 02, 2020
Book Page	5499/0244
Instrument	2020641757

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	217 Months
Due	Feb 01, 2038

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	401 NEUSE BEND RD, SMITHFIELD, NC 27577-7335
Document Number	0000539541
Book / Page	005003 / 000390
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 NEUSE BEND RD SMITHFIELD NC 275777335, SMITHFIELD, NC 27577-7335

Mortgage

Document Number	0000539541
Date	Aug 03, 2017
Book Page	005003/000390
Instrument	539541

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Johnston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,321.00	$163,140 Land $49,240 Building $113,900	$163,140 Land $49,240 Building $113,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Johnston County (37101C), as of July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371010405013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Neuse Bend Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures