Kane County property record for 401 Nelson Dr, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,150 sqft · built 2002 |
| Lot Size | 0.111 acres (4,848 sqft) |
| Owner | Company Name on Record |
| Last Sale | $275,000 (Dec 2014) |
| Tax Bill | $9,359 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-05-202-028 |
| Primary APN | 12-05-202-028 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,150 sqft Living Area |
| Gross Area | 3,037 sqft |
| Basement Area | 887 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 4,848 sqft (0.111 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 401 NELSON DR |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-4690 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FISHER FARMS NEIGHBORHOOD 2 - LOT 22 EX NLY 49.31 FT |
| Legal Subdivision | FISHER FARMS |
| Legal Block | 4 |
| Legal Lot Number | 22 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 854800 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 401 NELSON DR, GENEVA, IL 60134-4690 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 6, 2022 | Deed of Trust, Mortgage · Line of Credit CONSUMERS CU |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2014 · Amount on Record |
| Deed Sale | Dec 30, 2014 · Amount on Record |
| Prior Sale | Nov 28, 2001 · Amount on Record |
| Deed Document Number | 201465705 |
| Last Transfer Date | Aug 26, 2015 |
| Transfer Doc | 0000055196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 401 NELSON DR, GENEVA, IL 60134-4690 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000034593 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 2022K034593 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | GURNEE, IL 60031 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | May 20, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 401 NELSON DR, GENEVA, IL 60134-4690 |
| Document Number | 0000039507 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 401 NELSON DR GENEVA IL 601344690, GENEVA, IL 60134-4690 |
| Document Number | 0000039507 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 39507 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | GURNEE, IL 60031-1611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 20, 2040 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,359.00 (+11.1%) Homeowner's exemption | $134,850 (+8.5%) Land $21,674 Building $113,176 | $404,712 (+8.5%) Land $65,048 Building $339,664 |
| 2024 | $124,286 (+18.38%) Land $19,976 Building $104,310 | $373,007 (+18.43%) Land $59,952 Building $313,055 | |
| 2022 | $8,424.00 (+3.1%) Homeowner's exemption | $104,987 (+3.86%) Land $16,874 Building $88,113 | $314,961 (+3.86%) Land $50,622 Building $264,339 |
| 2021 | $8,171.00 Homeowner's exemption | $101,085 Land $16,247 Building $84,838 | $303,255 Land $48,741 Building $254,514 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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