401 NE 3rd St, Idabel, OK 74745 Property Records

McCurtain County property record for 401 NE 3rd St, Idabel, OK 74745

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,782 sqft · built 1970
Lot Size	0.321 acres (14,001 sqft)
Owner	Individual Name on File
Last Sale	$58,000 (May 2024)
Tax Bill	$634 (2025)
Deeds & Mortgages	Aug 2018 Reverse Mortgage Jan 2022 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22786`

Property Details

APN / Parcel Number

Primary APN	`22786`
Alternative APN	`1275-00-022-004-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,001 sqft (0.321 acres)
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Porch	Slab
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Space Heater

Location & Zoning

Account Number	22786
Street Address	401 NE 3RD ST
City	IDABEL
State	OK
Zip	74745-4615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITEMAN ADTN TO IDABEL E40' LOT 4 & THAT PT NE AVE C DES BEG NE COR LOT 4 BLK 22 RE 60 FT TO NW COR LOT 4 BLK 17 TH S ALONG
Legal Range	24E
Legal Township	07S
Legal Section	32
Legal Subdivision	WHITEMAN
Legal Block	22
Legal Lot Number	4
Jurisdiction	MCCURTAIN OK
Township / Civil Division	IDABEL
Census Block Group	2
Census Block	2045
Census Tract	98800

Owner

Source: McCurtain County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	136 JOHNSON BOBB LOOP, BROKEN BOW, OK 74728-7711
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2018	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jan 10, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Dec 5, 2011	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Jul 29, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 2, 2024	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2024 · Amount on File
Deed Sale	May 16, 2024 · Amount on File
Prior Sale	Apr 2, 2024
Deed Document Number	2024625501
Deed Book / Page	1204 / 26
Prior Transfer Date	Mar 6, 2024
Prior Transfer Doc	001199/863
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	401 NE 3RD ST, IDABEL, OK 74745-4615
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00995/0663
Date	Aug 17, 2018
Book Page	0995/0663
Instrument	2001-566941

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	896 Months
Due	Apr 4, 2093

Interest

Rate Type	Adjustable Rate
Rate	5.28%
Type Change Date	Aug 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	401 NE 3RD ST, IDABEL, OK 74745-4615
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 NE 3RD ST, IDABEL, OK 74745-4615

Mortgage

Document Number	001111/980
Date	Jan 10, 2022
Book Page	1111/980
Instrument	I-2001-600858

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	855 Months
Due	Apr 4, 2093

Interest

Rate Type	Adjustable Rate
Rate	2.02%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.02%

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	401 NE 3RD ST, IDABEL, OK 74745-4615
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00853/0568
Date	Dec 5, 2011
Book Page	0853/0568
Instrument	2001-519082

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	288 Months
Due	Dec 1, 2035

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCURTAIN OK
Recording Date	Jul 29, 2025
Property Address	401 NE 3RD ST, IDABEL, OK 74745-4615
Document Number	00001243/5
Book / Page	1243 / 5
Instrument Date	Jul 28, 2025
Instrument	I-2025-635274
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	ALLIANT NATIONAL TITLE INSURANCE COMPANY, ALLIANT NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 JOHNSON BOBB LOOP, BROKEN BOW, OK 74728-7711

Mortgage

Document Number	I2025635275
Date	Jul 29, 2025
Instrument	I-2025-635275

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

April 2024: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MCCURTAIN OK
Recording Date	Apr 2, 2024
Property Address	401 NE 3RD ST, IDABEL, OK 74745-4615
Document Number	001199/863
Book / Page	1199 / 863
Instrument Date	Mar 6, 2024
Instrument	I-2024-624362
Transaction Type	Foreclosure
Record Updated	Apr 18, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Judgment Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 ESPERANZA XING, AUSTIN, TX 78758-3658

Tax Assessment & Valuation

Source: McCurtain County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McCurtain County
Municipality	Idabel City
Unified School District	Idabel Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,090 (+277.59%) Land $1,584 Building $22,506	$219,000 (+277.59%) Land $14,400 Building $204,600
2025	$634.00 (+387.69%)	$6,380 (+92.46%) Land $1,320 Building $5,060	$58,000 (+0.39%) Land $12,000 Building $46,000
2023	$130.00 Homeowner's exemption	$3,315 Land $495 Building $2,820	$57,775 Land $4,500 Building $53,275

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IDABEL PWA serves 6,952 people · EPA ID OK1010203
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Organic carbon removal Apr 2026 Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pine Cellular Phones Fiber	1,000 / 1,000
Optimum Cable	500 / 20

401 NE 3rd St, Idabel, OK 74745 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2011: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2024: Sheriff's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on NE 3rd St

Nearby Streets

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