401 N Walnut St, Springfield, KY 40069 Property Records

Washington County property record for 401 N Walnut St, Springfield, KY 40069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,900 sqft · built 1900
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,500 (Apr 2026)
Tax Bill	$1,385 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18G-001`

Property Details

APN / Parcel Number

Primary APN	`18G-001`
Alternative APN	`13279`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,900 sqft Living Area
Basement Area	950 sqft
Unfinished Basement	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Area	276 sqft
Driveway	Gravel Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	452 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	13279
Street Address	401 N WALNUT ST
City	SPRINGFIELD
State	KY
Zip	40069-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & LOT
Jurisdiction	WASHINGTON KY
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2017
Census Tract	930201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Walnut Street Historic District listed 1989 · 36 contributing resources · NRIS 88003435

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 N WALNUT ST, SPRINGFIELD, KY 40069-1427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Feb 17, 2021	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Feb 17, 2021 · Amount on Record
Deed Document Number	2026125672
Deed Book / Page	393 / 215
Record Updated	Jun 8, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON KY
Recording Date	Apr 7, 2026
Property Address	401 N WALNUT ST, SPRINGFIELD, KY 40069-1427
Document Number	0000125672
Book / Page	393 / 215
Instrument Date	Apr 2, 2026
Instrument	2026125672
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	LAND GROUP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,997.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	401 N WALNUT ST, SPRINGFIELD, KY 40069-1427

Mortgage

Document Number	0000125673,
Date	Apr 7, 2026
Instrument	2026125673

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON KY
Recording Date	Feb 17, 2021
Property Address	401 N WALNUT ST, SPRINGFIELD, KY 40069-1427
Document Number	00D368/825
Book / Page	D368 / 825
Instrument Date	Feb 12, 2021
Instrument	101706
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	274 SILVERTON HILL RD, 274, SPRINGFIELD, KY 40069-8652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 E GRUNDY AVE, SPRINGFIELD, KY 40069-1114

Mortgage

Document Number	000M308701
Date	Feb 17, 2021
Instrument	M308/701

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Washington County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Washington County
Municipality	Springfield City
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,385.00 (+5.48%)	$145,000 (+9.85%)	$145,000 (+9.85%)
2023	$1,313.00 Homeowner's exemption	$132,000	$132,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER WORKS serves 13,205 people · EPA ID KY1150415
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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