401 N Walnut St, Pontiac, IL 61764 Property Records

Livingston County property record for 401 N Walnut St, Pontiac, IL 61764

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,064 sqft · built 1959
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on Record
Last Sale$95,000 (Apr 2021)
Tax Bill$3,532 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-15-22-292-009

Property Details

APN / Parcel Number

Primary APN15-15-22-292-009

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,064 sqft Living Area
Basement Area1,064 sqft
Unfinished Basement1,064 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Roof MaterialAsbestos
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions60 ft deep x 125 ft wide
Garage TypeDetached
Garage Area432 sqft

Location & Zoning

Street Address401 N WALNUT ST
CityPONTIAC
StateIL
Zip61764-2060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description15 22 292 009 LOT 125 X 60 S5' OF LOT 1 & ALL OF LOT 8 BLK 34 CITY OF PONTIAC
Legal Block34
Legal Lot Number1,8
JurisdictionLIVINGSTON IL
Township / Civil DivisionPONTIAC
Census Block Group3
Census Block3014
Census Tract960600

Owner

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address18796 N 2300 EAST RD, PONTIAC, IL 61764-3538
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2021 · Amount on Record
Deed SaleApr 6, 2021 · Amount on Record
Deed Document Number20211847
Record UpdatedSep 20, 2026

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionLIVINGSTON IL
Recording DateApr 6, 2021
Property Address401 N WALNUT ST, PONTIAC, IL 61764-2060
Document Number2021R01847
Instrument DateApr 6, 2021
Instrument2021R-01847
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$142.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 N WALNUT ST, PONTIAC, IL 61764-2060

Mortgage

Document Number2021R01848
DateApr 6, 2021
Instrument2021R-01848
Lender
NameFLAGSTAR BANK FSB
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate2.88%

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLivingston County
County SubdivisionPontiac Township
MunicipalityPontiac City
Elementary School DistrictPontiac Community Consolidated School District 429 (PK - 08)
Secondary School DistrictPontiac Township High School District 90 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,532.00$40,307 Land $5,470 Building $34,837$120,921 Land $16,410 Building $104,511

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1982–2008)
Claims Outside the SFHA1 of 6
Most Recent ClaimJan 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-PONTIAC
private · serves 11,864 people · EPA ID IL1055030
Water SourceSurface water
Last State InspectionFeb 2024
Lead2 ppb (2025)
action level 15 ppb
Copper1.36 mg/L (2015–2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Conxxus
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Nextlink.

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