401 N St, Bakersfield, CA 93304 Property Records

Kern County property record for 401 N St, Bakersfield, CA 93304

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,648 sqft · built 1956
Lot Size0.172 acres (7,474 sqft)
Owner2 Trust Names on File
Tax Bill$1,455 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN011-085-03-00-8

Property Details

APN / Parcel Number

Primary APN011-085-03-00-8
Alternative APNs
  • 011-085-03-2
  • 0110850300
  • 01108503

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,648 sqft Living Area
Gross Area2,944 sqft
1st Floor Area1,040 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Construction TypeFrame
Lot Area7,474 sqft (0.172 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area24 sqft
Patio Area69 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number011085032
Street Address401 N ST
CityBAKERSFIELD
StateCA
Zip93304-2148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSECTION 6 , TOWNSHIP 30 , RANGE 28 , QUARTER
Legal Range28
Legal Township30
Legal Section06
Legal SubdivisionVILLA BLOCK H OF THE LOWELL ADDITION
Legal Block3
Legal Lot Number11
JurisdictionKERN CA
Township / Civil DivisionBAKERSFIELD
Census Block Group3
Census Block3002
Census Tract2600

Owner

401 N St is owner-occupied and held in a trust since October 1995.

Source: Kern County records, as of August 26, 2026

Owner of Record2 Trust Names on File
Mailing Address401 S N ST, BAKERSFIELD, CA 93304-3614
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 1995
Deed SaleOct 17, 1995
Deed Document Number1995127495
Prior Transfer DateMar 8, 1994
Prior Transfer Doc0000040531
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERN CA
Property Address401 N ST, BAKERSFIELD, CA 93304-2148
Document Number0000122853
Instrument DateAug 29, 2020
Transaction TypeMortgage
Record UpdatedSep 23, 2020
Title CompanyTICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address401 S N ST BAKERSFIELD CA 933043614, BAKERSFIELD, CA 93304-3614

Mortgage

Document Number0000122853
DateSep 3, 2020
Instrument122853
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 2, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 401 N St was $1,455 with a homeowner's exemption.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyKern County
MunicipalityBakersfield City
Elementary School DistrictBakersfield City School District (KG - 08)
Secondary School DistrictKern High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$70,728 (+2%) Land $11,726 Building $59,002
2025$1,455.00$69,343 Land $11,497 Building $57,846
2023$1,386.00 (+3.51%) Homeowner's exemption$66,651 Land $11,051 Building $55,600
2022$1,339.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 401 N St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 N St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCWS - BAKERSFIELD
private · serves 268,129 people · EPA ID CA1510003
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Applied Technology Group
Fixed Wireless
500 / 500
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks.

Nearby Properties on N St

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