McHenry County property record for 401 N River Rd, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,991 sqft · built 1927 |
| Lot Size | 3.97 acres (173,368 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $699,000 (Dec 2021) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-34-202-008 |
| Primary APN | 19-34-202-008 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,991 sqft |
| Gross Area | 3,819 sqft |
| 1st Floor Area | 2,704 sqft |
| 2nd Floor Area | 287 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 173,368 sqft |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 401 N RIVER RD |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-2402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0065984 PT OUTLT A ALGONQUIN SPRINGS SUB |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 34 |
| Legal Subdivision | PT OUTLT A ALGONQUIN SPRINGS |
| Legal Block | 202 |
| Legal Lot Number | A |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 871600 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 401 N RIVER RD, ALGONQUIN, IL 60102-2402 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2021 · Amount on Record |
| Deed Sale | Dec 9, 2021 · Amount on Record |
| Prior Sale | Oct 20, 2005 |
| Deed Document Number | WARRANTY DEED |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 9, 2021 |
| Property Address | 401 N RIVER RD, ALGONQUIN, IL 60102-2402 |
| Document Number | 0000065984 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 2021R0065984 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | LANDTRUST NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $699.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 316 N HAMSANT ST, ALGONQUIN, IL |
| Document Number | 0000065985 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 2021R0065985 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $200,886 Land $78,723 Building $122,163 | $602,658 Land $236,169 Building $366,489 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (1979–1987) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 1987 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Verizon.
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