401 N McKinley Ave, Oxnard, CA 93030 Property Records

Ventura County property record for 401 N McKinley Ave, Oxnard, CA 93030

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 640 sqft · built 1940
Lot Size	0.055 acres (2,400 sqft)
Owner	2 Individual Names on File
Last Sale	$264,000 (Mar 2020)
Tax Bill	$3,588 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`201-0-061-330`

Property Details

APN / Parcel Number

Primary APN	`201-0-061-330`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	640 sqft Living Area
1st Floor Area	640 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	2,400 sqft (0.055 acres)
Lot Dimensions	60 ft deep x 40 ft wide
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft

Location & Zoning

Street Address	401 N MCKINLEY AVE
City	OXNARD
State	CA
Zip	93030-3652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MAP 12 PG 90 LOT 40
Legal Subdivision	LA COLONIA 04
Legal Block	61
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2006
Census Tract	3201

Owner

401 N McKinley Ave is owned and occupied by two individuals who bought it in March 2020.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 N MCKINLEY AVE, OXNARD, CA 93030-3652
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Jul 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 2, 2020	Grant Deed, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC
Dec 28, 2017	Deed of Trust, Mortgage · Conventional with PMI JUAN GONZAN
Sep 12, 2017	Quit Claim Deed, Transfer PRIORITY TITLE COMPANY
Sep 12, 2017	Grant Deed, Transfer · Conventional Mortgage JESUS ARROYO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2020 · Amount on File
Deed Sale	Mar 2, 2020 · Amount on File
Prior Sale	Sep 12, 2017 · Amount on File
Deed Document Number	202031192
Prior Transfer Date	Sep 17, 2005
Prior Transfer Doc	0000257354
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	401 N MCKINLEY AVE, OXNARD, CA 93030-3652
Transaction Type	Mortgage
Record Updated	Sep 18, 2023
Title Company	PRIORITY TITLE-CAMARILLO, PRIORITY TITLE CAMARILLO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 1 2 NORTH MCKINLEY AVENUE, OXNARD, CA 93030

Mortgage

Document Number	0000020884
Date	Feb 17, 2022
Instrument	2022000020884

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2042

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	401 N MCKINLEY AVE, OXNARD, CA 93030-3652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079179
Date	Jul 11, 2018
Instrument	20180711-00079179

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Mar 2, 2020
Property Address	401 N MCKINLEY AVE, OXNARD, CA 93030-3652
Document Number	0000031192
Map Reference	MB 12 PG 90
Instrument Date	Feb 14, 2020
Instrument	20200302-00031192
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	TIMIOS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 1 2N MCKINLEY AVENUE, OXNARD, CA 93030

Mortgage

Document Number	0000031193
Date	Mar 2, 2020
Instrument	20200302-00031193

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	401 N MCKINLEY AVE, OXNARD, CA 93030-3652
Document Number	0000170833
Instrument Date	Dec 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2915 DOVE CANYON DR OXNARD CA 930366309, OXNARD, CA 93036-6309

Mortgage

Document Number	0000170833
Date	Dec 29, 2017
Instrument	170833

Lender

Name	JUAN GONZAN
Address	1222 SAVIERS RD # T, OXNARD, CA 93033-1752

Agreement

Type	Conventional with PMI
Amount	Amount on Record

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Sep 12, 2017
Property Address	401 N MCKINLEY AVE, OXNARD, CA 93030-3652
Document Number	0000117962
Instrument Date	Sep 11, 2017
Instrument	117962
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	PRIORITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	315 N MCKINLEY AVE OXNARD CA 930303660, OXNARD, CA 93030-3660

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Sep 12, 2017
Property Address	401 N MCKINLEY AVE, OXNARD, CA 93030-3652
Document Number	0000117961
Instrument Date	Jul 24, 2017
Instrument	117961
Transaction Type	Transfer
Record Updated	Sep 25, 2017
Title Company	CONTACT ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2915 DOVE CANYON DR OXNARD CA 930366309, OXNARD, CA 93036-6309

Mortgage

Document Number	117963
Date	Sep 12, 2017
Instrument	117963

Lender

Name	JESUS ARROYO
Address	329 N MCKINLEY AVE, OXNARD, CA 93030-3660
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 401 N McKinley Ave was $3,588, up 2.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$294,494 (+2%) Land $191,311 Building $103,183
2025	$3,588.00 (+2.16%)	$288,720 Land $187,560 Building $101,160
2024	$3,512.00 (+3.78%)
2023	$3,384.00 (+3.08%)	$277,509 Land $180,276 Building $97,233
2022	$3,283.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 401 N McKinley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 401 N McKinley Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 835 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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