401 N Main St, Polk, OH 44866 Property Records

Ashland County property record for 401 N Main St, Polk, OH 44866

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1 bd · 2 ba · 4,304 sqft · built 1901
Lot Size	0.154 acres (6,721 sqft)
Owner	Individual Name on Record
Last Sale	$257,500 (Feb 2026)
Tax Bill	$1,358 (2025)
Deeds & Mortgages	Feb 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`D14-068-0-0140-02`

Property Details

APN / Parcel Number

Primary APN	`D14-068-0-0140-02`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,304 sqft Total Area
1st Floor Area	1,952 sqft
Upper Floors Area	1,152 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 2012
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	6,721 sqft (0.154 acres)
Lot Dimensions	160 ft deep x 42 ft wide

Location & Zoning

Street Address	401 N MAIN ST
City	POLK
State	OH
Zip	44866-9777
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	401 N MAIN ST (ST RT 89) R=68 LOT 122
Legal Subdivision	POLK
Legal Lot Number	122
Jurisdiction	ASHLAND OH
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2073
Census Tract	970102

Owner

Source: Ashland County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Deed Document Number	202600000865
Deed Book / Page	1002 / 3749
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHLAND OH
Recording Date	Feb 23, 2026
Property Address	401 N MAIN ST, POLK, OH 44866-9777
Document Number	01002/3749
Book / Page	1002 / 3749
Instrument Date	Feb 13, 2026
Instrument	202600000865
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Ashland County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Ashland County
County Subdivision	Jackson Township
Municipality	Polk Village
Unified School District	Mapleton Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,358.00 (+4.38%)	$28,990 (-) Land $2,110 Building $26,880
2023	$1,301.00 (+2.2%)	$28,990 (+5%) Land $2,110 Building $26,880	$82,850 (+5.01%) Land $6,040 Building $76,810
2022	$1,273.00	$27,610 Land $2,010 Building $25,600
2020			$78,900 Land $5,750 Building $73,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20