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401 N Locust St, Appleton City, MO 64724 Property Records

St. Clair County property record for 401 N Locust St, Appleton City, MO 64724

Property Summary

Property TypeSingle Family Home
Details1,448 sqft · built 1978
Lot Size0.327 acres (14,260 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Feb 2021)
Deeds & MortgagesJun 2026 Mortgage
Feb 2021 Line of Credit
APN03-3.0-05-022-020-005.00

Property Details

APN / Parcel Number

Primary APN03-3.0-05-022-020-005.00
Alternative APN
  • 638

Interior

Stories1 Story
Building Area1,448 sqft Living Area
FlooringCarpet
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,260 sqft (0.327 acres)
Garage Area696 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address401 N LOCUST ST
CityAPPLETON CITY
StateMO
Zip64724-1232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 9,10,11,12 BLK 19 APPLETON CITY ORIGINAL T OWN
Legal Range28
Legal Township39
Legal Section05
Legal SubdivisionFORIGINAL TOWN OF APPLETON CITY
Legal Block19
Legal Lot Number9-12
JurisdictionSAINT CLAIR MO
Township / Civil DivisionAPPLETON
Census Block Group2
Census Block2029
Census Tract480100

Owner

Source: St. Clair County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address401 N LOCUST ST, APPLETON CITY, MO 64724-1232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
STATE CLAIR STATE BANK
Feb 22, 2021Warranty Deed, Transfer · Line of Credit
ST CLAIR COUNTY STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2021 · Amount on Record
Deed SaleFeb 22, 2021 · Amount on Record
Deed Book / Page632 / 447
Prior Transfer DateMay 20, 2013
Prior Transfer Doc000580/729
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MO
Recording DateJun 8, 2026
Property Address401 N LOCUST ST, APPLETON CITY, MO 64724-1232
Document Number0000001006
Book / Page661 / 606
Instrument DateJun 1, 2026
Instrument20261006
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 N LOCUST ST, APPLETON CITY, MO 64724-1232

Mortgage

Document Number0000001006,
DateJun 8, 2026
Book Page661/606
Instrument20261006
Lender
NameSTATE CLAIR STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 1, 2046
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MO
Recording DateFeb 22, 2021
Property Address401 N LOCUST ST, APPLETON CITY, MO 64724-1232
Document Number000632/447
Book / Page632 / 447
Instrument DateJan 22, 2021
Transaction TypeTransfer
Record UpdatedDec 30, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 N LOCUST ST, APPLETON CITY, MO 64724-1232

Mortgage

Document Number0000632449
DateFeb 22, 2021
Instrument632/449
Lender
NameST CLAIR COUNTY STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term62 Months
DueApr 22, 2026

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of February 24, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityAppleton City
CountySt. Clair County
Unified School DistrictAppleton City R-II School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$18,600 (-)$97,700 (-) Land $2,900 Building $94,800
2023$18,600$97,700 Land $2,900 Building $94,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPPLETON CITY PWS
serves 1,050 people · EPA ID MO5010020
Water SourcePurchased surface water from HARRY S TRUMAN PWSD 2
Last State InspectionFeb 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Jun 2025
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Wisper ISP
Fixed Wireless		400 / 30
T-Mobile
Fixed Wireless		100 / 20

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