401 N Fork Dr, Lakeland, FL 33809 Property Records

Polk County property record for 401 N Fork Dr, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,287 sqft · built 1986
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Sep 2020)
Tax Bill	$4,037 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-19-161345-000140`

Property Details

APN / Parcel Number

Primary APN	`24-27-19-161345-000140`
Alternative APNs	`192724161345000140` `92724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,287 sqft Living Area
Gross Area	1,862 sqft
1st Floor Area	1,287 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	575 sqft
Pool Area	288 sqft
Porch	Unfinished Open Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	401 N FORK DR
City	LAKELAND
State	FL
Zip	33809-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	NORTH FORK SUB PB 79 PG 19 LOT 14
Legal Range	24E
Legal Township	27S
Legal Section	19
Legal Subdivision	NORTH FORK SUBDIVISION
Legal Tract	161345
Legal Block	1
Legal Lot Number	14
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1004
Census Tract	12208

Owner

401 N Fork Dr is owned and occupied by an individual who bought it in September 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	401 N FORK DR, LAKELAND, FL 33809-1425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Warranty Deed, Transfer · FHA Mortgage REVOLUTION MTG
Sep 6, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Prior Sale	Sep 6, 2018 · Amount on File
Deed Document Number	2020181891
Deed Book / Page	11360 / 1492
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 2, 2020
Property Address	401 N FORK DR, LAKELAND, FL 33809-1425
Document Number	0113601492
Book / Page	011360 / 001492
Instrument Date	Jul 31, 2020
Instrument	181891
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	SWAN CITY TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 N FORK DR LAKELAND FL 338091425, LAKELAND, FL 33809-1425

Mortgage

Document Number	113601494
Date	Sep 2, 2020
Book Page	011360/001494
Instrument	181892

Lender

Name	REVOLUTION MTG
Address	WESTERVILLE, OH 43082

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 6, 2018
Property Address	401 N FORK DR, LAKELAND, FL 33809-1425
Document Number	0106040449
Book / Page	010604 / 000449
Instrument Date	Sep 1, 2018
Instrument	189689
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	HOME SOLUTION TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,029.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 N FORK DR LAKELAND FL 338091425, LAKELAND, FL 33809-1425

Mortgage

Document Number	106040451
Date	Sep 6, 2018
Book Page	010604/000451
Instrument	189690

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 401 N Fork Dr was $4,037.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,025 (+3.84%) Land $39,000 Building $200,025	$239,025 (+3.84%) Land $39,000 Building $200,025
2025	$4,037.00	$230,186 Land $39,000 Building $191,186	$230,186 Land $39,000 Building $191,186
2023	$3,907.00 (+7.96%)	$232,461 (+6.55%) Land $38,000 Building $194,461	$232,461 (+6.55%) Land $38,000 Building $194,461
2022	$3,619.00	$218,171 Land $32,000 Building $186,171	$218,171 Land $32,000 Building $186,171

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 N Fork Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 N Fork Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

401 N Fork Dr, Lakeland, FL 33809 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on N Fork Dr

Nearby Streets

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