401 N E St, Milford, NE 68405 Property Records

Seward County property record for 401 N E St, Milford, NE 68405

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,288 sqft · built 1981
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$193,000 (Mar 2017)
Tax Bill	$3,837 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`800066774`

Property Details

APN / Parcel Number

Primary APN	`800066774`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,288 sqft
Basement Area	1,288 sqft
Finished Basement	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Mixed
Garage Area	1,048 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	291 sqft
Deck Area	84 sqft
Patio Area	159 sqft
Shed	1 Shed
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	401 N E ST
City	MILFORD
State	NE
Zip	68405-9798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAMILY
Legal Description	MILFORD VALLEY VIEW BLOCK 3 LOT 4 & N 1/2 ADJ VAC OAK ST
Legal Subdivision	VALLEY VIEW ADDITION 2-9-3
Legal Block	3
Legal Lot Number	4
Jurisdiction	SEWARD NE
Township / Civil Division	O
Census Block Group	4
Census Block	4013
Census Tract	960400

Owner

Source: Seward County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	401 N E ST, MILFORD, NE 68405-9798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
Mar 6, 2017	Warranty Deed, Transfer · Conventional Mortgage LIBERTY FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2017 · Amount on Record
Deed Sale	Mar 6, 2017 · Amount on Record
Deed Document Number	201700545
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEWARD NE
Property Address	401 N E ST, MILFORD, NE 68405-9798
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 N E ST, MILFORD, NE 68405-9798

Mortgage

Document Number	0202300655
Date	Apr 3, 2023
Instrument	202300655

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	MILFORD, NE 68405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEWARD NE
Recording Date	Mar 6, 2017
Property Address	401 N E ST, MILFORD, NE 68405-9798
Document Number	201700545
Instrument Date	Mar 2, 2017
Instrument	201700545
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$434.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	201700546
Date	Mar 6, 2017
Instrument	201700546

Lender

Name	LIBERTY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Seward County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Seward County
Municipality	Milford City
Unified School District	Milford Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,837.00 (-20.43%)	$304,619 (+10.8%) Land $28,965 Building $275,654	$304,619 (+10.8%) Land $28,965 Building $275,654
2023	$4,822.00	$274,915 Land $26,332 Building $248,583	$274,915 Land $26,332 Building $248,583

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILFORD serves 2,090 people · EPA ID NE3115907
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Windstream Fiber · DSL	2,000 / 2,000
Zito Media Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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