401 N Davis St, West, TX 76691 Property Records

McLennan County property record for 401 N Davis St, West, TX 76691

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,140 sqft · built 1933
Lot Size	0.284 acres (12,375 sqft)
Owner	2 Individual Names on File
Last Sale	$132,300 (May 2005)
Tax Bill	$4,420 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Jul 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`50-001100-002600-9`

Property Details

APN / Parcel Number

Primary APN	`50-001100-002600-9`
Alternative APNs	`5000110000260090111` `199084`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,140 sqft Living Area
Gross Area	2,992 sqft
1st Floor Area	2,140 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Tile
Lot Area	12,375 sqft (0.284 acres)
Lot Dimensions	165 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	692 sqft
Driveway	Asphalt Driveway
Driveway Area	800 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	322 sqft
Patio Area	175 sqft
Gazebo	113 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	401 N DAVIS ST
City	WEST
State	TX
Zip	76691-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	DAVIS EXT LOT 1 A2 BLOCK 4 ACRES .2841
Legal Subdivision	DAVIS EXT
Legal Block	4
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WEST
Census Block Group	2
Census Block	2046
Census Tract	4201

Owner

401 N Davis St is owned and occupied by two individuals who bought it in May 2005.

Source: McLennan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 N DAVIS ST, WEST, TX 76691-1313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL
Aug 31, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTRAL NATIONAL BANK
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2005 · Amount on File
Deed Sale	May 6, 2005 · Amount on File
Deed Document Number	200517135
Prior Transfer Date	May 3, 2005
Prior Transfer Doc	0000017135
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Jul 1, 2026
Property Address	401 N DAVIS ST, WEST, TX 76691-1313
Document Number	0000020929
Instrument Date	Jun 25, 2026
Instrument	202620929
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 N DAVIS ST, WEST, TX 76691-1313

Mortgage

Document Number	0000020929,
Date	Jul 1, 2026
Instrument	202620929

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 25, 2027

Interest

Rate	6.53%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Jul 1, 2026
Property Address	401 N DAVIS ST, WEST, TX 76691-1313
Document Number	0000020927
Instrument Date	Jun 25, 2026
Instrument	202620927
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 N DAVIS ST, WEST, TX 76691-1313

Mortgage

Document Number	0000020927,
Date	Jul 1, 2026
Instrument	202620927

Lender

Name	FIRST NATIONAL

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	401 N DAVIS ST, WEST, TX 76691-1313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028637
Date	Aug 31, 2017
Instrument	2017028637

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	TEMPLE, TX 76502

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	401 N DAVIS ST, WEST, TX 76691-1313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036963
Date	Oct 16, 2020
Instrument	2020036963

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 401 N Davis St was $4,420 with a homeowner's exemption, up 2.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	West City
Unified School District	West Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,743 (+1%)	$357,651 (-3.34%) Land $36,383 Building $321,268
2025	$4,420.00 (+2.2%) Homeowner's exemption	$306,130	$370,000 Land $33,040 Building $336,960
2024	$4,325.00
2023		$323,000 Land $33,040 Building $289,960	$323,000 Land $33,040 Building $289,960
2022	$3,866.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 N Davis St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 N Davis St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST serves 2,597 people · EPA ID TX1550009
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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