401 N Cherry St, O Fallon, IL 62269 Property Records

St. Clair County property record for 401 N Cherry St, O Fallon, IL 62269 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 928 sqft · built 1923
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Mar 2026)
Tax Bill	$2,746 (2024)
Deeds & Mortgages	Jun 2026 Transfer Mar 2026 Sale + 3 more
APN	`04-30-0-218-022`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-218-022`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	928 sqft Living Area
Basement Area	928 sqft
Unfinished Basement	928 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft

Exterior Amenities

Porch	Slab
Porch Area	568 sqft
Shed	1 Shed
Shed Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	401 N CHERRY ST
City	O FALLON
State	IL
Zip	62269-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFALLON TWP SEC 30 LOT/SEC-30-SUBL/TWP-2N-BLK/RG-7W PT LOT 12B PT NE A02783744
Legal Range	07W
Legal Township	02N
Legal Section	30
Legal Subdivision	OFALLON TWP SEC 30
Legal Block	218
Legal Lot Number	12B
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1021
Census Tract	504354

Owner

Source: St. Clair County records · APN 04-30-0-218-022

Assessment roll updated August 28, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	114 STEVEN DR, TROY, IL 62294-1864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 08, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 23, 2026	Warranty Deed, Transfer COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC
Jun 14, 2023	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Jun 28, 2022	Warranty Deed, Transfer · Line of Credit BANK OF SPRINGFIELD
Oct 11, 2021	Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Jun 14, 2023 · Amount on Record
Deed Document Number	20262878268
Last Transfer Date	Jun 08, 2026
Transfer Doc	0002885794
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 08, 2026
Property Address	401 N CHERRY ST, O FALLON, IL 62269-1119
Document Number	0002885794
Instrument Date	Jun 08, 2026
Instrument	20262885794
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 STEVEN DR, TROY, IL 62294-1864

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 23, 2026
Property Address	401 N CHERRY ST, O FALLON, IL 62269-1119
Document Number	0A02878268
Map Reference	MB A PG 267
Instrument Date	Mar 16, 2026
Instrument	A02878268
Transaction Type	Transfer
Record Updated	Apr 09, 2026
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 NORTH CHETTY STREET, O FALLON, IL 62269

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 14, 2023
Property Address	401 N CHERRY ST, O FALLON, IL 62269-1119
Document Number	0A02783744
Map Reference	MB A PG 267
Instrument Date	Jun 09, 2023
Instrument	A02783744
Transaction Type	Transfer
Record Updated	Apr 09, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 INDIAN RDG, BELLEVILLE, IL 62221-4425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 SANDY RIDGE RD, STERLING, MA 01564-2362

Mortgage

Document Number	0A02783745
Date	Jun 14, 2023
Instrument	A02783745

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Interest

Rate Type	Fixed Rate
Rate	5.87%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 28, 2022
Property Address	401 N CHERRY ST, O FALLON, IL 62269-1119
Document Number	0A02751053
Map Reference	MB A PG 267
Instrument Date	Jun 07, 2022
Instrument	A02751053
Transaction Type	Transfer
Record Updated	Apr 09, 2026
Title Company	ADVANCE TITLE SOLUTIONS INC, ADVANCED TITLE SOLUTIONS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$119.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	43 INDIAN RDG, BELLEVILLE, IL 62221-4425

Mortgage

Document Number	0A02751054
Date	Jun 28, 2022
Instrument	A02751054

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 07, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	ST CLAIR IL
Recording Date	Oct 11, 2021
Property Address	401 N CHERRY ST, O FALLON, IL 62269-1119
Document Number	0A02721229
Instrument Date	Oct 05, 2021
Instrument	A02721229
Transaction Type	Foreclosure
Record Updated	Apr 09, 2026

Transaction

Amount	Amount Recorded
Tax	$95.25
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 274, O FALLON, IL 62269-0274

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,746.00 (-1.12%)	$43,678 (+22.55%) Land $4,373 Building $39,305	$131,034 (+22.55%) Land $13,119 Building $117,915
2022	$2,777.00	$35,640 (-0.32%) Land $3,568 Building $32,072	$106,920 (-0.32%) Land $10,704 Building $96,216
2021		$35,754 Land $3,579 Building $32,175	$107,262 Land $10,737 Building $96,525

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043541, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022, other causes, Severe Storm And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

401 N Cherry St, O Fallon, IL 62269 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2026: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2021: Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on N Cherry St

Nearby Streets

Search Property Records by Address or Parcel Number