401 N Cedar St, Borger, TX 79007 Property Records

Hutchinson County property record for 401 N Cedar St, Borger, TX 79007

Property Summary

Property Type	Commercial
Details	2 ba · 3,952 sqft
Lot Size	1.2 acres (52,350 sqft)
Owner	Company Name on File
Tax Bill	$3,838 (2025)
Deeds & Mortgages	Apr 2022 Second Mortgage
APN	`01750-00001-00100-000000`

Property Details

APN / Parcel Number

Primary APN	`01750-00001-00100-000000`
Alternative APN	`16979`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,952 sqft Total Area

Exterior

Lot Area	52,350 sqft (1.2 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Location & Zoning

Account Number	01750-00001-00100-000000
Old Parcel Number	017500000100100000000
Street Address	401 N CEDAR ST
City	BORGER
State	TX
Zip	79007-4029
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	1-6 & 20 FT ALLEY ESMTS BLK 1 ISOM IV
Legal Subdivision	ISOM4
Legal Block	1
Legal Lot Number	1
Jurisdiction	HUTCHINSON TX
Township / Civil Division	BORGER
Census Block Group	1
Census Block	1065
Census Tract	950800

Owner

Source: Hutchinson County records · APN 01750-00001-00100-000000

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 510, STRATFORD, TX 79084-0510
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 2022
Deed Sale	Apr 28, 2022
Deed Document Number	0002283/65
Deed Book / Page	2283 / 65
Record Updated	Jun 08, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUTCHINSON TX
Recording Date	Apr 28, 2022
Property Address	401 N CEDAR ST, BORGER, TX 79007-4029
Document Number	0002283/65
Book / Page	2283 / 65
Map Reference	VOL 1 PG 60 SL 87
Instrument Date	Apr 27, 2022
Instrument	381734
Transaction Type	Transfer
Record Updated	Dec 22, 2022
Title Company	PIONEER-LAWYERS LAND TITLE SERVICES, PIONEER LAWYERS LAND TTL SVC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 LAKEVIEW ST, BORGER, TX 79007-8262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 510, STRATFORD, TX 79084-0510

Mortgage

Document Number	0000381735
Date	Apr 28, 2022
Instrument	381735

Lender

Name	BANK OF THE PANHANDLE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 22, 2032

Tax Assessment & Valuation

Source: Hutchinson County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Borger City
County	Hutchinson County
Unified School District	Borger Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,838.00 (-14.16%)	$156,480 (-) Land $118,060 Building $38,420	$156,480 (-) Land $118,060 Building $38,420
2023		$156,480 Land $118,060 Building $38,420	$156,480 Land $118,060 Building $38,420
2022	$4,471.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
PATHWAYZ Communications Fiber	1,000 / 1,000
Cable One Cable	1,000 / 50
Innovative Financial Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 119 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BORGER MUNICIPAL WATER SYSTEM serves 12,419 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.