401 N Bragg St, Monroe, NC 28112 Property Records

Union County property record for 401 N Bragg St, Monroe, NC 28112

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,190 sqft · built 1948
Lot Size0.234 acres (10,193 sqft)
OwnerIndividual Name on Record
Last Sale$29,000 (Sep 2009)
Tax Bill$1,904 (2025)
Deeds & MortgagesAug 2019 Sale
Flood ZoneZone X (minimal risk)
APN09-273-240

Property Details

APN / Parcel Number

Primary APN09-273-240

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,190 sqft Living Area
1st Floor Area1,190 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,193 sqft (0.234 acres)
Garage TypeCarport
Garage Area294 sqft
CarportCarport
Carport Area294 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address401 N BRAGG ST
CityMONROE
StateNC
Zip28112-4625
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-10 MONRO
Legal Description#1 & #2 & P/3 BLK F NELSON HEIGHTS PB1 PG29 PLUS ACREAGE-ABANDON NORTHERN P/JEFFERSON ST
Legal SubdivisionNELSON HEIGHTS
Legal BlockF
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group1
Census Block1012
Census Tract20501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Monroe Residential Historic District
listed 1988 · 381 contributing resources · NRIS 87002204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6023 DUDLEY RD, MONROE, NC 28112-8288
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2009 · Amount on Record
Deed SaleSep 24, 2009 · Amount on Record
Deed Document Number200930982
Deed Book / Page5216 / 422
Record UpdatedOct 29, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateAug 19, 2019
Property Address401 N BRAGG ST, MONROE, NC 28112-4625
Document Number7442549
Book / Page007442 / 000549
Instrument DateJun 23, 2019
Instrument24372
Transaction TypeTransfer
Record UpdatedSep 11, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6023 DUDLEY RD MONROE NC 281128288, MONROE, NC 28112-8288

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$217,900 (-) Land $32,800 Building $185,100$217,900 (-) Land $32,800 Building $185,100
2025$1,904.00 (+39.49%)$217,900 (+74.04%) Land $32,800 Building $185,100$217,900 (+74.04%) Land $32,800 Building $185,100
2023$1,365.00$125,200 Land $17,300 Building $107,900$125,200 Land $17,300 Building $107,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Frontier.

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