401 N Baldwin Rd, Clarkston, MI 48348 Property Records

Oakland County property record for 401 N Baldwin Rd, Clarkston, MI 48348

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,185 sqft · built 1996
Lot Size	2.57 acres (111,949 sqft)
Owner	Company Name on Record
Tax Bill	$3,555 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`J-08-01-200-026`

Property Details

APN / Parcel Number

Primary APN	`J-08-01-200-026`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	2,185 sqft Living Area
1st Floor Area	1,434 sqft
Basement Area	1,402 sqft
Unfinished Basement	1,402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Siding
Lot Area	111,949 sqft (2.57 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	54 sqft
Deck Area	291 sqft
Patio Area	291 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	401 N BALDWIN RD
City	CLARKSTON
State	MI
Zip	48348-2263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T4N, R9E, SEC 1 PART OF NE 1/4 BEG AT PT DIST N 01-52-32 W 1107.05 FT FROM E 1/4 COR, TH S 88-07-28 W 385.46 FT, TH N 02-22-42 W 289.50 FT, TH N 88-07-28 E 388 FT, TH S 01-52-32 E 289.49 FT TO BEG 2.57 A 5-4-93 FR 007
Legal Range	9E
Legal Township	4N
Legal Section	1
Jurisdiction	OAKLAND MI
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2000
Census Tract	127000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	401 N BALDWIN RD, CLARKSTON, MI 48348-2263
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · Balloon Mortgage OXFORD BANK
Aug 29, 2019	Deed of Trust, Mortgage · Line of Credit OXFORD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	401 N BALDWIN RD, CLARKSTON, MI 48348-2263
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 N BALDWIN RD, CLARKSTON, MI 48348-2263

Mortgage

Document Number	0000011445
Date	Feb 2, 2024
Book Page	59148/211
Instrument	11445

Lender

Name	OXFORD BANK
Type	Bank
Address	OXFORD, MI 48371

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	57 Months
Due	Nov 5, 2028

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	401 N BALDWIN RD, CLARKSTON, MI 48348-2263
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000140095
Date	Aug 29, 2019
Book Page	53188/00116
Instrument	140095

Lender

Name	OXFORD BANK
Type	Bank
Address	OXFORD, MI 48371

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 21, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Independence Charter Township
Unified School District	Lake Orion Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,555.00 (-29.28%) Homeowner's exemption	$225,700 (+20.7%) Land $52,700 Building $173,000	$451,400 (+20.7%) Land $105,400 Building $346,000
2024	$5,027.00 (+11.41%)
2023		$187,000 Land $36,200 Building $150,800	$374,000 Land $72,400 Building $301,600
2022	$4,512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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