401 N 7th St, Benld, IL 62009 Property Records

Macoupin County property record for 401 N 7th St, Benld, IL 62009

Property Summary

Property TypeSingle Family Home
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on Record
Last Sale$65,000 (Mar 2005)
Tax Bill$2,100 (2025)
Deeds & MortgagesJan 2023 Line of Credit
APN20-31-253-009

Property Details

APN / Parcel Number

Primary APN20-31-253-009
Alternative APN
  • 03-001-253-00

Exterior

Lot Area9,000 sqft (0.207 acres)
Lot Dimensions120 ft deep x 75 ft wide

Location & Zoning

Street Address401 N 7TH ST
CityBENLD
StateIL
Zip62009-1344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 1/2 LOT 9 & ALL LOT 12 BLK 23 O P BENLD 75 X 120 20-31-253-009
Legal Block23
Legal Lot Number9-12
JurisdictionMACOUPIN IL
Township / Civil DivisionCAHOKIA
Census Block Group4
Census Block4023
Census Tract957000

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address401 N 7TH ST, BENLD, IL 62009-1344
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2005 · Amount on Record
Deed SaleMar 29, 2005 · Amount on Record
Deed Document Number2005446486
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOUPIN IL
Property Address401 N 7TH ST, BENLD, IL 62009-1344
Transaction TypeMortgage
Record UpdatedJan 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000603154
DateJan 9, 2023
Instrument603154
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 3, 2042
Interest
Rate TypeAdjustable Rate
Rate7.5%

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBenld City
CountyMacoupin County
County SubdivisionCahokia Township
Unified School DistrictGillespie Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,100.00 (+5.26%)$39,914 (+7%) Land $1,947 Building $37,967$119,742 (+7%) Land $5,841 Building $113,901
2024$1,995.00 (+7.43%)$37,303 (+15.56%) Land $1,820 Building $35,483$111,909 (+15.56%) Land $5,460 Building $106,449
2022$1,857.00 Homeowner's exemption$32,281 Land $1,575 Building $30,706$96,843 Land $4,725 Building $92,118

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (1982)
Most Recent ClaimDec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENLD
serves 1,612 people · EPA ID IL1170050
Water SourcePurchased surface water from GILLESPIE
Last State InspectionNov 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTreatment failure
resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Madison Communications
Cable
1,000 / 150

May also be available: Nextlink, Verizon.

Nearby Properties on N 7th St

Nearby Streets

Search Property Records by Address or Parcel Number