401 N 3rd St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 401 N 3rd St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,352 sqft · built 1998
Lot Size	0.235 acres (10,230 sqft)
Owner	Individual Name on Record
Last Sale	$404,000 (May 2023)
Tax Bill	$6,164 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19.503.0710`

Property Details

APN / Parcel Number

Primary APN	`19.503.0710`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,352 sqft Living Area
1st Floor Area	612 sqft
Basement Area	1,384 sqft
Finished Basement	1,375 sqft
Unfinished Basement	9 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,230 sqft (0.235 acres)
Lot Dimensions	155 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	576 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	192 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	401 N 3RD ST
City	SAINT PETER
State	MN
Zip	56082-1954
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 12 LOT S 1 2 LOT 5 SUBDIVISIONCD 19503 SUBDIVISIONNAME DODD S ADD
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	DODD S ADD
Legal Block	12
Legal Lot Number	S-5
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	3
Census Block	3064
Census Tract	480300

Owner

Source: Nicollet County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 N 3RD ST, SAINT PETER, MN 56082-1954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Sep 28, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Jun 6, 2016 · Amount on Record
Deed Document Number	20231540379
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Jun 1, 2023
Property Address	401 N 3RD ST, SAINT PETER, MN 56082-1954
Document Number	0000347021
Instrument Date	May 31, 2023
Instrument	347021
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	THE TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,333.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 N 3RD ST, SAINT PETER, MN 56082-1954

Mortgage

Document Number	0000347022
Date	Jun 1, 2023
Instrument	347022

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	401 N 3RD ST, SAINT PETER, MN 56082-1954
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	332136
Date	May 28, 2020
Instrument	332136

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Sep 28, 2018
Property Address	401 N 3RD ST, SAINT PETER, MN 56082-1954
Document Number	325304
Instrument Date	Mar 29, 2018
Instrument	325304
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 N 3RD ST, SAINT PETER, MN 56082-1954

Mortgage

Document Number	325305
Date	Sep 28, 2018
Instrument	325305

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,164.00 Homeowner's exemption	$411,000 (-0.48%) Land $34,700 Building $376,300	$411,000 (-0.48%) Land $34,700 Building $376,300
2025	$6,164.00 (+12.77%)
2023	$5,466.00 (-4.67%) Homeowner's exemption	$413,000 (+18.03%) Land $34,700 Building $378,300	$413,000 (+18.03%) Land $34,700 Building $378,300
2022	$5,734.00 Homeowner's exemption	$349,900 Land $34,700 Building $315,200	$349,900 Land $34,700 Building $315,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Netwave Broadband Fiber · Fixed Wireless	500 / 500
Midco Fixed Wireless	100 / 20

May also be available: Fidium Fiber, GigFire, Verizon.

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