Jefferson County property record for 401 N 3rd St, De Soto, MO 63020
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 966 sqft · built 1925 |
| Lot Size | 0.142 acres (6,180 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $106,400 (Oct 2023) |
| Tax Bill | $922 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 241.202.22026009 |
| Primary APN | 241.202.22026009 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 966 sqft Living Area |
| 1st Floor Area | 686 sqft |
| Basement Area | 966 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Lot Area | 6,180 sqft (0.142 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 144 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 401 N 3RD ST |
|---|---|
| City | DE SOTO |
| State | MO |
| Zip | 63020-1506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | OLD TOWN LOTS 23 & 24 BLOCK 14 |
| Legal Range | 4E |
| Legal Township | 39N |
| Legal Section | 02 |
| Legal Subdivision | OLD TOWN |
| Legal Block | 14 |
| Legal Lot Number | 23,24 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | VALLE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 701200 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 N 3RD ST, DE SOTO, MO 63020-1506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Sep 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage GERSHMAN INVESTMENT CORP |
| Sep 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GERSHMAN INVESTMENT CORP |
| Sep 23, 2021 | Warranty Deed, Transfer INVESTORS TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2023 · Amount on Record |
| Deed Sale | Oct 6, 2023 · Amount on Record |
| Prior Sale | Sep 23, 2021 |
| Deed Document Number | 202325389 |
| Prior Transfer Date | Aug 11, 2008 |
| Prior Transfer Doc | 0000035444 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Oct 6, 2023 |
| Property Address | 401 N 3RD ST, DE SOTO, MO 63020-1506 |
| Document Number | 0000025389 |
| Map Reference | MB 1 PG 1 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2023R-025389 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 N 3RD ST, DE SOTO, MO 63020-1506 |
| Document Number | 0000025390 |
|---|---|
| Date | Oct 6, 2023 |
| Instrument | 2023R-025390 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 401 N 3RD ST, DE SOTO, MO 63020-1506 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2 HIL CHAR DR, BELLEVILLE, IL 62226-4917 |
| Investor | Possibly a Property Investor |
| Document Number | 0000041473 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021R-041473 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 401 N 3RD ST, DE SOTO, MO 63020-1506 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000041474 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021R-041474 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Sep 23, 2021 |
| Property Address | 401 N 3RD ST, DE SOTO, MO 63020-1506 |
| Document Number | 0000042073 |
| Map Reference | MB 1 PG 1 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 2021R-042073 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5197 EMS RD, 5197, HILLSBORO, MO 63050-1611 |
| Name | Verified Name |
|---|---|
| Address | 401 N 3RD ST, DE SOTO, MO 63020-1506 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | De Soto City |
| Unified School District | De Soto 73 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,600 (-) Land $1,100 Building $13,500 | $76,400 (-) Land $5,600 Building $70,800 | |
| 2025 | $922.00 (+5.01%) | $14,600 (+6.57%) Land $1,100 Building $13,500 | $76,400 (-) Land $5,600 Building $70,800 |
| 2024 | $878.00 (+0.23%) | $76,400 (+6.41%) Land $5,600 Building $70,800 | |
| 2023 | $876.00 | $13,700 (-) Land $1,100 Building $12,600 | $71,800 (-) Land $5,600 Building $66,200 |
| 2022 | $876.00 | $13,700 Land $1,100 Building $12,600 | |
| 2021 | $71,800 Land $5,600 Building $66,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | Apr 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESOTO PWS serves 6,400 people · EPA ID MO6010213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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