401 N 1st St, Clarksdale, MO 64430 Property Records

DeKalb County property record for 401 N 1st St, Clarksdale, MO 64430

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,513 sqft · built 1930
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$184,100 (Jul 2020)
Tax Bill	$341 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`435712702501004001400`

Property Details

APN / Parcel Number

Primary APN	`435712702501004001400`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,513 sqft Total Area
1st Floor Area	1,506 sqft
Basement Area	547 sqft
Finished Basement	506 sqft
Unfinished Basement	41 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1975
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	150 ft deep x 70.2 ft wide
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	401 N 1ST ST
City	CLARKSDALE
State	MO
Zip	64430-9040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, BLOCK 6, CLARKS 3RD ADD
Legal Range	33W
Legal Township	58N
Legal Section	25
Legal Subdivision	CLARKS 3RD ADD
Legal Block	6
Legal Lot Number	5
Jurisdiction	DEKALB MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3021
Census Tract	80200

Owner

401 N 1st St is owned and occupied by an individual who bought it in July 2020.

Source: DeKalb County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	401 N 1ST ST, CLARKSDALE, MO 64430-9040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Warranty Deed, Transfer · Conventional Mortgage NBH BANK
Jul 13, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2020 · Amount on File
Deed Sale	Jul 13, 2020 · Amount on File
Prior Sale	Sep 10, 2015 · Amount on File
Deed Document Number	2020886
Deed Book / Page	227 / 886
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB MO
Recording Date	Mar 1, 2024
Property Address	401 N 1ST ST, CLARKSDALE, MO 64430-9040
Document Number	000231/233
Book / Page	231 / 233
Instrument Date	Mar 1, 2024
Instrument	240233
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 N 1ST ST, CLARKSDALE, MO 64430-9040

Mortgage

Document Number	0000240234
Date	Mar 1, 2024
Instrument	240234

Lender

Name	NBH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB MO
Recording Date	Jul 13, 2020
Property Address	401 N 1ST ST, CLARKSDALE, MO 64430-9040
Document Number	000227/886
Book / Page	227 / 886
Instrument Date	Jul 10, 2020
Instrument	200886
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 N 1ST ST, CLARKSDALE, MO 64430-9040
Investor	Possibly a Property Investor

Mortgage

Document Number	000227/887
Date	Jul 13, 2020
Book Page	227/887
Instrument	200887

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 401 N 1st St was $341.

Source: DeKalb County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	DeKalb County
County Subdivision	Washington Township
Municipality	Clarksdale City
Unified School District	Maysville R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$341.00	$5,060 Land $810 Building $4,250	$26,601 Land $4,238 Building $22,363
2022		$4,290 Land $710 Building $3,580	$22,600 Land $3,750 Building $18,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 401 N 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 19, 2003

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 N 1st St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKSDALE PWS serves 245 people · EPA ID MO1010167
Water Source	Purchased groundwater from DEKALB COUNTY PWSD 1
Last State Inspection	Feb 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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