401 Mormon St, Folsom, CA 95630 Property Records

Sacramento County property record for 401 Mormon St, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,932 sqft · built 1885
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Dec 1997)
Tax Bill	$2,343 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070-0165-006-0000`

Property Details

APN / Parcel Number

Primary APN	`070-0165-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,932 sqft Living Area
1st Floor Area	1,232 sqft
2nd Floor Area	200 sqft
Bonus Room	Bonus Room

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	401 MORMON ST
City	FOLSOM
State	CA
Zip	95630-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOTS 1 & 2 BLK 60 FOLSOM
Legal Subdivision	FOLSOM
Legal Block	60
Legal Lot Number	1,2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1019
Census Tract	8404

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 MORMON ST, FOLSOM, CA 95630-2515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BEST CAP FNDG
Dec 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 1997 · Amount on Record
Deed Sale	Dec 5, 1997 · Amount on Record
Deed Book / Page	971205 / 1132
Prior Transfer Date	Nov 5, 1997
Prior Transfer Doc	9712001133
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	401 MORMON ST, FOLSOM, CA 95630-2515
Document Number	2101271614
Instrument Date	Jan 20, 2021
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 MORMON ST FOLSOM CA 956302515, FOLSOM, CA 95630-2515

Mortgage

Document Number	2101271614
Date	Jan 27, 2021
Instrument	2101271614

Lender

Name	BEST CAP FNDG
Type	Funding / Finance Company
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	401 MORMON ST, FOLSOM, CA 95630-2515
Document Number	1712281286
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 MORMON ST FOLSOM CA 956302515, FOLSOM, CA 95630-2515

Mortgage

Document Number	1712281286
Date	Dec 28, 2017
Instrument	1712281286

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 27, 2037

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$235,503 (+9.59%) Land $122,134 Building $113,369
2025	$2,343.00 (+2.09%)	$214,887 (+4.04%) Land $119,740 Building $95,147
2024	$2,295.00 (+1.82%)
2023	$2,254.00 (+1.49%)	$206,545 Land $115,092 Building $91,453
2022	$2,221.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net.

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