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401 Monterey Rd, Pacifica, CA 94044 Property Records

San Mateo County property record for 401 Monterey Rd, Pacifica, CA 94044 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,410 sqft · built 1959
Lot Size0.061 acres (2,649 sqft)
Owner2 Individual Names on File
Last Sale$1,160,000 (May 2025)
Tax Bill$16,888 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Sep 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN009-123-420

Property Details

APN / Parcel Number

Primary APN009-123-420

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,410 sqft Living Area
Gross Area2,000 sqft
1st Floor Area1,200 sqft
Basement Area800 sqft
Finished Basement210 sqft
Unfinished Basement590 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeWood
Roof MaterialTar & Gravel
Lot Area2,649 sqft (0.061 acres)
Lot Dimensions90 ft deep x 34 ft wide
Garage TypeBasement
Garage Area590 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address401 MONTEREY RD
CityPACIFICA
StateCA
Zip94044-1466
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 BLOCK 14 EDGEMAR TRACT SUB 1
Legal SubdivisionEDGEMAR TRACT SUB 1
Legal Tract1
Legal Block14
Legal Lot Number19
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group1
Census Block1022
Census Tract602900

Owner

Source: San Mateo County records · APN 009-123-420

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address401 MONTEREY RD, PACIFICA, CA 94044-1466
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2023Grant Deed, Transfer · Conventional Mortgage
FIRST REPUBLIC BANK
Sep 01, 2022Deed of Trust, Mortgage · Line of Credit
UMPQUA BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 2025 · Amount on Record
Deed SaleMay 20, 2025 · Amount on Record
Prior SaleFeb 28, 2023 · Amount on Record
Deed Document Number20254
Record UpdatedSep 20, 2026

February 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateFeb 28, 2023
Property Address401 MONTEREY RD, PACIFICA, CA 94044-1466
Document Number0000008892
Map ReferenceMB 5 PG 28
Instrument DateFeb 22, 2023
Instrument2023-008892
Transaction TypeTransfer
Record UpdatedMar 31, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,391.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address401 MONTEREY RD, PACIFICA, CA 94044-1466

Mortgage

Document Number0000008893
DateFeb 28, 2023
Instrument2023-008893
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053
Interest
Rate TypeAdjustable Rate
Rate4.4%
Type Change DateMay 01, 2028
Change FrequencyMonthly
Min Rate At Change3.95%
Max Rate At Change10.9%
Index1-Year T-Bill
Max Rate10.9%

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address401 MONTEREY RD, PACIFICA, CA 94044-1466
Transaction TypeMortgage
Record UpdatedSep 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 MONTEREY RD, PACIFICA, CA 94044-1466

Mortgage

Document Number0000064583
DateSep 01, 2022
Instrument2022-064583
Lender
NameUMPQUA BANK
TypeBank
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,183,200 (-10.1%) Land $816,000 Building $367,200
2025$16,888.00 (+220.03%) Homeowner's exemption$1,316,106 (+272.03%) Land $795,906 Building $520,200
2023$5,277.00 (+5.9%) Homeowner's exemption$353,766 Land $176,883 Building $176,883$1,101,780
2022$4,983.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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