Umatilla County property record for 401 Monroe St, Umatilla, OR 97882
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,086 sqft · built 1976 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,441 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5N2817CD04600 |
| Primary APN | 5N2817CD04600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,086 sqft Living Area |
| Gross Area | 3,382 sqft |
| 1st Floor Area | 1,438 sqft |
| Basement Area | 1,296 sqft |
| Finished Basement | 648 sqft |
| Unfinished Basement | 648 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 127940 |
|---|---|
| Street Address | 401 MONROE ST |
| City | UMATILLA |
| State | OR |
| Zip | 97882-9806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ORCHARD TERRACE BLOCK: 5 LOT: 6 |
| Legal Range | 28 |
| Legal Township | 05N |
| Legal Section | 17 |
| Legal Subdivision | ORCHARD TERRACE |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | UMATILLA OR |
| Township / Civil Division | HERMISTON-UMATILLA |
| Census Block Group | 3 |
| Census Block | 3063 |
| Census Tract | 950900 |
Source: Umatilla County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 MONROE ST, UMATILLA, OR 97882-9806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Line of Credit BANNER BANK |
| Feb 28, 2020 | Deed of Trust, Mortgage · VA Mortgage BANNER BANK |
| Jan 26, 2024 | Intrafamily Transfer, Transfer PIONEER TITLE COMPANY, PIONEER TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2011 |
| Deed Sale | Jul 26, 2011 |
| Prior Sale | Jun 12, 2008 · Amount on Record |
| Deed Document Number | 20115800932 |
| Last Transfer Date | Jan 26, 2024 |
| Transfer Doc | 20240000575 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UMATILLA OR |
| Property Address | 401 MONROE ST, UMATILLA, OR 97882-9806 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 401 MONROE ST, UMATILLA, OR 97882-9806 |
| Document Number | 20250008873 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025-0008873 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | UMATILLA, OR 97882 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UMATILLA OR |
| Property Address | 401 MONROE ST, UMATILLA, OR 97882-9806 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 20206980020 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 2020-6980020 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | WALLA WALLA, WA 99362 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UMATILLA OR |
| Recording Date | Jan 26, 2024 |
| Property Address | 401 MONROE ST, UMATILLA, OR 97882-9806 |
| Document Number | 20240000575 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 2024-0000575 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 MONROE ST, UMATILLA, OR 97882-9806 |
Source: Umatilla County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Umatilla County |
| Municipality | Umatilla City |
| Unified School District | Umatilla School District 6 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,441.00 (+1.41%) | $212,980 (+3%) Land $54,020 Building $158,960 | $263,610 (-0.76%) Land $66,000 Building $197,610 |
| 2024 | $3,393.00 (+4.14%) | $206,780 (+3%) Land $52,450 Building $154,330 | $265,630 (-1.55%) Land $66,000 Building $199,630 |
| 2023 | $3,258.00 (+10.67%) | $200,760 (+3%) Land $50,920 Building $149,840 | $269,820 (+21.5%) Land $63,240 Building $206,580 |
| 2022 | $2,944.00 | $194,920 | $222,080 Land $56,500 Building $165,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 85% of Oregon |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF UMATILLA serves 8,256 people · EPA ID OR4100914 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Mountain Net Fiber · Fixed Wireless · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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