401 Mohawk Ave, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 401 Mohawk Ave, Scotia, NY 12302

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,082 sqft · built 1918
Lot Size0.097 acres (4,240 sqft)
Owner2 Individual Names on Record
Last Sale$66,000 (Aug 2001)
Tax Bill$4,805 (2026)
Deeds & MortgagesSep 2017 Loan Modification
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN422201 38.34-1-14

Property Details

APN / Parcel Number

Primary APN422201 38.34-1-14
Alternative APNs
  • 220103803400010140000000
  • A07310

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,082 sqft Living Area
1st Floor Area676 sqft
Upper Floors Area406 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Architectural StyleTraditional
Exterior MaterialStucco
Lot Area4,240 sqft (0.097 acres)
Lot Dimensions106 ft deep x 40 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area180 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA07310
Street Address401 MOHAWK AVE
CitySCHENECTADY
StateNY
Zip12302-1415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionC H WILSON PT L182 HLG
Legal Block1
Legal Lot Number14.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group3
Census Block3015
Census Tract32300

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address401 MOHAWK AVE, SCHENECTADY, NY 12302-1415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2017Loan Modification, Mortgage · Conventional Mortgage
MIDFIRST BK
Sep 7, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2001 · Amount on Record
Deed SaleAug 20, 2001 · Amount on Record
Deed Book / Page1607 / 20
Record UpdatedOct 29, 2026

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address401 MOHAWK AVE, SCOTIA, NY 12302-1415
Document Number0000046357
Instrument DateSep 7, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 MOHAWK AVE SCOTIA NY 123021415, SCOTIA, NY 12302-1415

Mortgage

Document Number0000046357
DateOct 12, 2017
Book Page004793/000284
Instrument46357
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 11, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address401 MOHAWK AVE, SCOTIA, NY 12302-1415
Document Number0000045842
Instrument DateSep 7, 2017
Transaction TypeMortgage
Record UpdatedOct 13, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 MOHAWK AVE SCOTIA NY 123021415, SCOTIA, NY 12302-1415

Mortgage

Document Number0000045842
DateOct 10, 2017
Book Page004792/000709
Instrument45842
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 9, 2047

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,805.00 (+2.56%) Homeowner's exemption
2025$4,685.00$91,900 (-) Land $15,600 Building $76,300$167,091 (+23.64%) Land $28,364 Building $138,727
2023$91,900 Land $15,600 Building $76,300$135,147 Land $22,941 Building $112,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people · EPA ID NY4600071
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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