401 Mill St, Grass Valley, CA 95945 Property Records

Nevada County property record for 401 Mill St, Grass Valley, CA 95945 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,949 sqft · built 1890
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$2,060 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`008-500-033-000`

Property Details

APN / Parcel Number

Primary APN	`008-500-033-000`
Alternative APN	`08-500-33-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,949 sqft Living Area
1st Floor Area	1,050 sqft
Basement Area	899 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1960
Architectural Style	Traditional
Lot Area	8,712 sqft (0.2 acres)
Terrain	Steep
View / Lot	Average
Porch	Porch
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	08-500-33-000
Street Address	401 MILL ST
City	GRASS VALLEY
State	CA
Zip	95945-7129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTN LOT 23 BLK 43 GRASS VALLEY
Legal Subdivision	GRASS VALLEY
Legal Block	43
Legal Lot Number	23
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1013
Census Tract	502

Owner

Source: Nevada County records · APN 008-500-033-000

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	401 MILL ST, GRASS VALLEY, CA 95945-7129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 09, 2017	Deed of Trust, Mortgage · Conventional Mortgage JERRY & MARY C ROPER
Sep 11, 2017	Grant Deed, Transfer · FHA Mortgage PLACER TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 11, 2017
Deed Sale	Sep 11, 2017
Prior Sale	Jan 24, 2013 · Amount on Record
Deed Document Number	201720017
Prior Transfer Date	Sep 01, 2016
Prior Transfer Doc	0000020386
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	401 MILL ST, GRASS VALLEY, CA 95945-7129
Document Number	0000026101
Instrument Date	Oct 09, 2017
Transaction Type	Mortgage
Record Updated	Mar 06, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 1/2 MILL ST GRASS VALLEY CA 95945, GRASS VALLEY, CA 95945

Mortgage

Document Number	0000026101
Date	Nov 21, 2017
Instrument	26101

Lender

Name	JERRY & MARY C ROPER
Address	16272 COLUMBIA HILL LOOKOUT RD, NEVADA CITY, CA 95959-8036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Sep 11, 2017
Property Address	401 MILL ST, GRASS VALLEY, CA 95945-7129
Document Number	0000020017
Instrument Date	Sep 06, 2017
Instrument	20170020017
Transaction Type	Transfer
Record Updated	Feb 06, 2021
Title Company	PLACER TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MILL ST, GRASS VALLEY, CA 95945-7129

Mortgage

Document Number	, 20170020018
Date	Sep 11, 2017
Instrument	20170020018

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Nevada County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Grass Valley City
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,110 (+2%) Land $60,282 Building $121,828
2025	$2,060.00 (+4.46%)	$178,540 (+4.04%) Land $59,100 Building $119,440
2023	$1,972.00 (+0.87%)	$171,609 Land $56,806 Building $114,803	$469,710
2022	$1,955.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nevada County (06057C), updated August 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060570005021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1996–2012)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Dec 2012, river or lake flooding
Claims By Storm	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 440 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
SmarterBroadband	Fixed Wireless	100 / 25
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, SmarterBroadband, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Mill St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures