401 Middle Crk, Buda, TX 78610 Property Records

Hays County property record for 401 Middle Crk, Buda, TX 78610

Property Summary

Property Type	Single Family Home
Details	2,978 sqft · built 2010
Owner	Individual Name on File
Tax Bill	$9,058 (2024)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`119478000O008002`

Property Details

APN / Parcel Number

Primary APN	`119478000O008002`
Alternative APN	`R121898`

Interior

Stories	1 Story
Building Area	2,978 sqft Living Area
Gross Area	3,418 sqft
Upper Floors Area	1,196 sqft

Exterior

Year Built	Built 2010
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	119478000O008002
Street Address	401 MIDDLE CRK
City	BUDA
State	TX
Zip	78610-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING HOLLOW PHASE 1 SEC 2A, BLOCK O, LOT 8 TAX CODES:GHA,RSP,SHA,ACCD
Legal Subdivision	WHISPERING HOLLOW PHASE 1 SEC 2A
Legal Phase	1
Legal Block	O
Legal Lot Number	8
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	2
Census Block	2039
Census Tract	10915

Owner

Source: Hays County records · APN 119478000O008002

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	401 MIDDLE CRK, BUDA, TX 78610-2765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 26, 2021
Deed Sale	May 26, 2021
Prior Sale	Nov 15, 2013 · Amount on Record
Deed Document Number	21028129
Record Updated	Jun 08, 2026

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	May 26, 2021
Property Address	401 MIDDLE CRK, BUDA, TX 78610-2765
Document Number	0000028129
Map Reference	VOL 13 PG 355
Instrument Date	May 25, 2021
Instrument	21028129
Transaction Type	Transfer
Record Updated	Sep 05, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11404 ESPERANZA DR, AUSTIN, TX 78739-4345

Mortgage

Document Number	0000028130
Date	May 26, 2021
Instrument	21028130

Lender

Name	ELITE FINANCIAL GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Hays County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Buda City
County	Hays County
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$421,279 (-23.02%) Land $94,160 Building $327,119	$421,279 (-23.02%) Land $94,160 Building $327,119
2024	$9,058.00 (-20.26%)
2023		$547,280 Land $116,820 Building $430,460	$547,280 Land $116,820 Building $430,460
2022	$11,359.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 538 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF BUDA serves 13,830 people
Water Source	Purchased surface water from GBRA IH-35 TRANSMISSION MAIN
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.