Hart County property record for 401 Melody Ln, Hartwell, GA 30643
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,815 sqft · built 2001 |
| Lot Size | 1.95 acres (84,942 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,072 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C69D-103 |
| Primary APN | C69D-103 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,815 sqft Heated Area |
| Basement Area | 1,890 sqft |
| Finished Basement | 1,533 sqft |
| Unfinished Basement | 357 sqft |
| Utility Room | Utility Room |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 84,942 sqft (1.95 acres) |
| Lot Width | 288 ft Width |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 325 sqft |
| Deck Area | 320 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 11675 |
|---|---|
| Street Address | 401 MELODY LN |
| City | HARTWELL |
| State | GA |
| Zip | 30643-4249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | GMD 1112 PB 32-266 |
| Legal Subdivision | MELODY FARMS |
| Jurisdiction | HART GA |
| Township / Civil Division | HARTWELL |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 960503 |
401 Melody Ln is owned and occupied by two individuals who acquired it in July 2023.
Source: Hart County records, as of June 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 MELODY LN, HARTWELL, GA 30643-4249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage FREEDOM MORTGAGE |
| Jul 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL |
| Mar 7, 2023 | Warranty Deed, Transfer |
| Apr 9, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 16, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| May 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2023 |
| Deed Sale | Jul 3, 2023 |
| Prior Sale | May 2, 2017 · Amount on File |
| Deed Book / Page | 1010 / 357 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HART GA |
| Recording Date | May 5, 2026 |
| Property Address | 401 MELODY LN, HARTWELL, GA 30643-4249 |
| Document Number | 0011000000000201 |
| Book / Page | 1100 / 201 |
| Instrument Date | Apr 28, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 401 MELODY LN, HARTWELL, GA 30643-4249 |
| Document Number | 1100000201, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 1100/201 |
| Name | FREEDOM MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 324 Months |
| Due | Apr 1, 2053 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HART GA |
| Property Address | 401 MELODY LN, HARTWELL, GA 30643-4249 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 401 MELODY LN, HARTWELL, GA 30643-4249 |
| Document Number | 0010100000000358 |
|---|---|
| Date | Jul 3, 2023 |
| Book Page | 0000001010/0000000358 |
| Name | CARDINAL FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HART GA |
| Recording Date | Mar 7, 2023 |
| Property Address | 401 MELODY LN, HARTWELL, GA 30643-4249 |
| Document Number | 0010100357 |
| Book / Page | 1010 / 357 |
| Instrument Date | Mar 7, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 MELODY LN, HARTWELL, GA 30643-4249 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HART GA |
| Recording Date | Apr 9, 2020 |
| Property Address | 401 MELODY LN, HARTWELL, GA 30643-4249 |
| Document Number | 0008910535 |
| Book / Page | 000891 / 000535 |
| Instrument Date | Apr 8, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 MELODY LN HARTWELL GA 306434249, HARTWELL, GA 30643-4249 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HART GA |
| Property Address | 401 MELODY LN, HARTWELL, GA 30643-4249 |
| Document Number | 0008730618 |
| Instrument Date | Jul 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 401 MELODY LN HARTWELL GA 306434249, HARTWELL, GA 30643-4249 |
| Document Number | 0008730618 |
|---|---|
| Date | Aug 8, 2019 |
| Book Page | 000873/000618 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 7, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HART GA |
| Recording Date | May 5, 2017 |
| Property Address | 401 MELODY LN, HARTWELL, GA 30643-4249 |
| Document Number | 0008180397 |
| Book / Page | 000818 / 000397 |
| Instrument Date | May 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 401 MELODY LN HARTWELL GA 306434249, HARTWELL, GA 30643-4249 |
| Document Number | 8180399 |
|---|---|
| Date | May 5, 2017 |
| Book Page | 000818/000399 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 4, 2032 |
The 2025 property tax bill for 401 Melody Ln was $3,072.
Source: Hart County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Hart County |
| Unified School District | Hart County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,072.00 | $222,934 Land $18,000 Building $204,934 | $557,336 Land $45,000 Building $512,336 |
| 2023 | $2,774.00 (-4.31%) Homeowner's exemption | $168,608 (+12.07%) Land $16,000 Building $152,608 | $421,520 (+12.07%) Land $40,000 Building $381,520 |
| 2022 | $2,899.00 Homeowner's exemption | $150,453 Land $16,000 Building $134,453 | $376,132 Land $40,000 Building $336,132 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 401 Melody Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 Melody Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| HTC Fiber | 1,000 / 1,000 |
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