401 Meadowside Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 401 Meadowside Ct, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,928 sqft · built 1997
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$212,000 (Oct 2017)
Tax Bill$3,851 (2025)
Deeds & MortgagesOct 2017 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNA983000369

Property Details

APN / Parcel Number

Primary APNA983000369
Alternative APN
  • 3-0016-7732-00-0053.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,928 sqft Living Area
Gross Area3,364 sqft
1st Floor Area1,928 sqft
Basement Area996 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area110 sqft
Deck AreaDeck Area
Patio Area322 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA983000369
Street Address401 MEADOWSIDE CT
CitySAINT CHARLES
StateMO
Zip63304-3503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionHIGH MEADOWS #3 LOT 53
Legal SubdivisionHIGH MEADOWS #3
Legal Lot Number53
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group1
Census Block1014
Census Tract311122

Owner

401 Meadowside Ct is owned and occupied by two individuals who bought it in October 2017.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address401 MEADOWSIDE CT, SAINT CHARLES, MO 63304-3503
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2017Warranty Deed, Transfer · FHA Mortgage
FLAT BRANCH HOME LOANS INC
Sep 19, 2017Quit Claim Deed, Transfer
FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2017 · Amount on File
Deed SaleOct 16, 2017 · Amount on File
Prior SaleSep 19, 2017 · Amount on File
Deed Document Number2017647300
Deed Book / Page6823 / 758
Prior Transfer DateSep 8, 2017
Prior Transfer Doc0068090814
Record UpdatedOct 29, 2026

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 16, 2017
Property Address401 MEADOWSIDE CT, SAINT CHARLES, MO 63304-3503
Document Number0068230758
Book / Page6823 / 0758
Map ReferenceMB 34 PG 100
Instrument DateOct 12, 2017
Instrument20171016000647300
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address301 MEADOWLAKE DR, 301, SAINT CHARLES, MO 63304-1226

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 MEADOWSIDE CT, SAINT CHARLES, MO 63304-3503

Mortgage

Document Number20171016000647310
DateOct 16, 2017
Instrument20171016000647310
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2047

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateSep 19, 2017
Property Address401 MEADOWSIDE CT, SAINT CHARLES, MO 63304-3503
Document Number0068090814
Book / Page006809 / 000814
Instrument DateSep 8, 2017
Instrument587540
Transaction TypeTransfer
Record UpdatedSep 27, 2017
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address401 MEADOWSIDE CT ST CHARLES MO 633043503, ST CHARLES, MO 63304-3503

Mortgage

Document Number68090816
DateSep 19, 2017
Book Page006809/000816
Instrument587550
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
AmountAmount on Record
Term60 Months
DueSep 18, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 401 Meadowside Ct was $3,851, up 6.1% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$64,891 (-)$341,532 (-) Land $60,000 Building $281,532
2025$3,851.00 (+6.06%)$64,891$341,532 Land $60,000 Building $281,532
2024$3,631.00
2023$60,777
2022$319,879 Land $55,000 Building $264,879

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 Meadowside Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1979–2015)
Claims Outside the SFHA1 of 7
Most Recent ClaimJun 2015 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Jun 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 Meadowside Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Wisper ISP.

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