401 Meadow Rd, Durango, CO 81303 Property Records

La Plata County property record for 401 Meadow Rd, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 3,456 sqft · built 1979
Lot Size	4.5 acres (196,020 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Nov 2012)
Tax Bill	$2,177 (2025)
Deeds & Mortgages	Jan 2022 Reverse Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5661-334-05-027`

Property Details

APN / Parcel Number

Primary APN	`5661-334-05-027`
Alternative APN	`R011948`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,456 sqft Living Area
Gross Area	3,856 sqft
Basement Area	860 sqft
Finished Basement	860 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Modern
Lot Area	196,020 sqft
Garage Type	Attached
Garage Area	400 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R011948
Street Address	401 MEADOW RD
City	DURANGO
State	CO
Zip	81303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RAFTER J OPEN A LOT: 21A 401 MEADOW RD DURANGO 81303
Legal Subdivision	RAFTER J OPEN A
Legal Block	3
Legal Lot Number	21A
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3000
Census Tract	970701

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 MEADOW RD, DURANGO, CO 81303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Jul 24, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 24, 2017	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2012 · Amount on Record
Deed Sale	Nov 5, 2012 · Amount on Record
Prior Sale	Aug 21, 1997 · Amount on Record
Deed Document Number	20121055374
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	401 COUNTY ROAD 142, DURANGO, CO 81303-3628
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MEADOW RD, DURANGO, CO 81303

Mortgage

Document Number	0001205633
Date	Jan 31, 2022
Instrument	1205633

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	858 Months
Due	Jul 17, 2093

Interest

Rate Type	Adjustable Rate
Rate	2.23%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2022
Change Frequency	Annually
Index	1-Year LIBOR
Max Rate	7.23%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	401 COUNTY ROAD 142, DURANGO, CO 81303-3628
Document Number	0001131475
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MEADOWS RD DURANGO CO 81301, DURANGO, CO 81301

Mortgage

Document Number	0001131475
Date	Jul 28, 2017
Instrument	1131475

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Jul 27, 2093

Interest

Rate Type	Adjustable Rate
Rate	4.49%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	401 COUNTY ROAD 142, DURANGO, CO 81303-3628
Document Number	0001131474
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MEADOWS RD DURANGO CO 81301, DURANGO, CO 81301

Mortgage

Document Number	0001131474
Date	Jul 28, 2017
Instrument	1131474

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Jul 27, 2093

Interest

Rate Type	Adjustable Rate
Rate	4.49%

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,220 (-1.55%) Land $14,230 Building $30,990	$734,910 (-) Land $231,250 Building $503,660
2025	$2,177.00 (+47.19%)	$45,930 (+24.61%) Land $14,450 Building $31,480	$734,910 (+33.59%) Land $231,250 Building $503,660
2024	$1,479.00 (+16.82%)
2023	$1,266.00 (-6.71%)	$36,860 (+15.3%) Land $11,420 Building $25,440	$550,110 (+19.58%) Land $170,460 Building $379,650
2022	$1,357.00	$31,970 Land $9,990 Building $21,980	$460,030 Land $143,750 Building $316,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 90% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DURANGO WA private · serves 1,577 people · EPA ID CO0134530
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018
Treatment and Procedure	No certified operator Jun 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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