401 McWhorter St, Cincinnati, OH 45215 Property Records

Hamilton County property record for 401 McWhorter St, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,302 sqft · built 1950
Lot Size	0.149 acres (6,490 sqft)
Owner	2 Individual Names on File
Last Sale	$46,250 (Oct 2018)
Tax Bill	$2,422 (2025)
Deeds & Mortgages	Nov 2018 Transfer Oct 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`671-0005-0011-00`

Property Details

APN / Parcel Number

Primary APN	`671-0005-0011-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,302 sqft Living Area
Gross Area	2,604 sqft
1st Floor Area	1,302 sqft
Basement Area	1,302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	131 ft deep x 50.1 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	84 sqft
Deck Area	Deck Area
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	401 MCWHORTER ST
City	CINCINNATI
State	OH
Zip	45215-3133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC WHORTER ST 50.07 X 131.33 IRR-LOT 18 KOENIG 2ND SUB
Legal Subdivision	KOENIG 2ND SUB
Legal Lot Number	18
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	1
Census Block	1015
Census Tract	23201

Owner

401 McWhorter St is owned by two individuals who bought it in October 2018.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6992 BUTTERWOOD DR, WEST CHESTER, OH 45241-1033
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 2, 2018	Deed of Trust, Transfer · Conventional Mortgage KERRY A & MARIAN L KONRAD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2018 · Amount on File
Deed Sale	Oct 3, 2018 · Amount on File
Deed Document Number	201888168
Deed Book / Page	13766 / 1064
Prior Transfer Date	Oct 2, 2018
Prior Transfer Doc	0000088169
Record Updated	Jun 8, 2026

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 3, 2018
Property Address	401 MCWHORTER ST, CINCINNATI, OH 45215-3133
Document Number	0000088169
Book / Page	013766 / 001066
Instrument Date	Oct 2, 2018
Instrument	88169
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 MCWHORTER ST CINCINNATI OH 452153133, CINCINNATI, OH 45215-3133

October 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	401 MCWHORTER ST, CINCINNATI, OH 45215-3133
Document Number	0000088168
Instrument Date	Oct 2, 2018
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	401 MCWHORTER ST CINCINNATI OH 452153133, CINCINNATI, OH 45215-3133

Mortgage

Document Number	0000088168
Date	Oct 3, 2018
Book Page	013766/001064
Instrument	88168

Lender

Name	KERRY A & MARIAN L KONRAD
Address	6992 BUTTERWOOD DR, WEST CHESTER, OH 45241-1033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 401 McWhorter St was $2,422.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,422.00	$44,608 (-) Land $9,555 Building $35,053	$127,450 Land $27,300 Building $100,150
2024	$2,422.00 (+0.21%)	$44,608 (-) Land $9,555 Building $35,053
2023	$2,417.00 (-1.75%)	$44,608 (+26.52%) Land $9,555 Building $35,053	$127,450 Land $27,300 Building $100,150
2022	$2,460.00	$35,259 Land $7,686 Building $27,573
2020			$100,740 Land $21,960 Building $78,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 McWhorter St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1979–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 McWhorter St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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