401 McDowell St, Delavan, WI 53115 Property Records

Walworth County property record for 401 McDowell St, Delavan, WI 53115 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.097 acres (4,225 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Aug 2023)
Tax Bill	$3,094 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`XWUP 00074`

Property Details

APN / Parcel Number

Primary APN	`XWUP 00074`

Exterior

Lot Area	4,225 sqft (0.097 acres)

Location & Zoning

Street Address	401 MCDOWELL ST
City	DELAVAN
State	WI
Zip	53115-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE 1/4 SEC 18 T2N R16E DESC AS: COM ON N LN MCDOWELL ST 247.5' E OF SE COR BLK 1 OP, N 63.5', E 66', S 63.5', W 66' TO POB
Legal Range	16E
Legal Township	02N
Legal Section	18
Legal Block	1
Jurisdiction	WALWORTH WI
Township / Civil Division	DELAVAN
Census Block Group	1
Census Block	1003
Census Tract	702

Owner

Source: Walworth County records · APN XWUP 00074

Assessment roll updated February 10, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	401 MCDOWELL ST, DELAVAN, WI 53115-1205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit SUMMIT CREDIT UNION
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CREDIT UNION
Aug 11, 2023	Warranty Deed, Transfer AMER TITLE, MERIT TITLE
Dec 22, 2021	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 05, 2018	Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	20231082726
Prior Transfer Date	Oct 26, 2018
Prior Transfer Doc	0000978218
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Recording Date	Apr 22, 2026
Property Address	401 MCDOWELL ST, DELAVAN, WI 53115-1205
Document Number	0001128359
Instrument Date	Apr 16, 2026
Instrument	20261128359
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MCDOWELL ST, DELAVAN, WI 53115-1205

Mortgage

Document Number	0001128359,
Date	Apr 22, 2026
Instrument	20261128359

Lender

Name	SUMMIT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Recording Date	Apr 22, 2026
Property Address	401 MCDOWELL ST, DELAVAN, WI 53115-1205
Document Number	0001128358
Instrument Date	Apr 16, 2026
Instrument	20261128358
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MCDOWELL ST, DELAVAN, WI 53115-1205

Mortgage

Document Number	0001128358,
Date	Apr 22, 2026
Instrument	20261128358

Lender

Name	SUMMIT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	Aug 11, 2023
Property Address	401 MCDOWELL ST, DELAVAN, WI 53115-1205
Document Number	0001082726
Instrument Date	Aug 10, 2023
Instrument	1082726
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	AMER TITLE, MERIT TITLE

Transaction

Amount	Amount Recorded
Tax	$645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 MCDOWELL ST, DELAVAN, WI 53115-1205

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	Dec 22, 2021
Property Address	401 MCDOWELL ST, DELAVAN, WI 53115-1205
Document Number	0001053376
Instrument Date	Dec 08, 2021
Instrument	1053376
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$559.50
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MCDOWELL ST, DELAVAN, WI 53115-1205

Mortgage

Document Number	0001053377
Date	Dec 22, 2021
Instrument	1053377

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	Nov 05, 2018
Property Address	401 MCDOWELL ST, DELAVAN, WI 53115-1205
Document Number	0000978218
Instrument Date	Oct 26, 2018
Instrument	978218
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MCDOWELL ST, DELAVAN, WI 53115-1205

Mortgage

Document Number	0000978219
Date	Nov 05, 2018
Instrument	978219

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: Walworth County records · Assessment roll updated February 10, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	Delavan City
Unified School District	Delavan-Darien School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,094.00 (+3.2%)	$202,700 (+48.93%) Land $12,500 Building $190,200	$217,118 (+22.71%) Land $13,389 Building $203,729
2023	$2,998.00 (+1.28%)	$136,100 (-) Land $10,100 Building $126,000
2022	$2,960.00	$136,100 Land $10,100 Building $126,000	$176,932

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walworth County (55127C), updated March 2, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 376 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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