Frederick County property record for 401 Matlock Ln, Frederick, MD 21701 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 3.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 2023 |
| Square Footage | 2,420 sqft Living Area |
| Lot Size | 1,189 sqft (0.027 acres) |
| Garage | Attached, 380 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $8,568.00 (2025) |
| Primary APN | 02-605723 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,420 sqft Living Area |
| Gross Area | 2,800 sqft Gross Area |
| 1st Floor | 810 sqft 1st Floor |
| Stories | 3 Stories |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Townhouse Style |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 1,189 sqft (0.027 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 380 sqft Garage |
| Porch | Open Porch |
| Porch Area | 16 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 605723 |
|---|---|
| Street Address | 401 MATLOCK LN |
| City | FREDERICK |
| State | MD |
| Zip | 21701-1325 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | UNIT 70 PHASE 7 1,189 SQ FT TOWNS AT MARKET COMMONS |
| Legal Phase | 1,7 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 750802 |
Source: Frederick County records · APN 02-605723
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 MATLOCK LN, FREDERICK, MD 21701-1325 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 17, 2023 | Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC |
| May 10, 2023 | Deed, Transfer EASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY MD LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 17, 2023 |
| Property Address | 401 MATLOCK LN, FREDERICK, MD 21701-1325 |
| Document Number | 0165640070 |
| Book / Page | 16564 / 70 |
| Map Reference | MB 109 PL 62&63 |
| Instrument Date | Jul 13, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | EASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY MD LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,461.17 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 401 MATLOCK LN, FREDERICK, MD 21701-1325 |
| Document Number | 0001656478 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 16564/78 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 10, 2023 |
| Property Address | 401 MATLOCK LN, FREDERICK, MD 21701-1325 |
| Document Number | 0164350182 |
| Book / Page | 16435 / 182 |
| Map Reference | MB 108 PL 34 PL 35 |
| Instrument Date | Feb 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | EASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY MD LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4090 LAFAYETTE CENTER DR STE A, A, CHANTILLY, VA 20151-1244 |
| Investor | Possibly a Property Investor |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $490,733 (+2.75%) | $517,000 (+8.25%) Land $130,000 Building $387,000 | |
| 2025 | $8,568.00 Homeowner's exemption | $477,600 Land $130,000 Building $347,600 | $477,600 Land $130,000 Building $347,600 |
401 Matlock Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 9th in Maryland |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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