401 Matlock Ln, Frederick, MD 21701 Property Records

Frederick County property record for 401 Matlock Ln, Frederick, MD 21701 · Last verified August 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms3.5 Baths
Architecture StyleTownhouse
Year BuiltBuilt 2023
Square Footage2,420 sqft Living Area
Lot Size1,189 sqft (0.027 acres)
GarageAttached, 380 sqft
OccupancyOwner Occupied
Tax Bill$8,568.00 (2025)

Property Details

APN / Parcel Number

Primary APN02-605723
Alternative APN
  • 605723

Interior

Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,420 sqft Living Area
Gross Area2,800 sqft Gross Area
1st Floor810 sqft 1st Floor
Stories3 Stories

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleTownhouse Style
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area1,189 sqft (0.027 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area380 sqft Garage
PorchOpen Porch
Porch Area16 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage

Location & Zoning

Account Number605723
Street Address401 MATLOCK LN
CityFREDERICK
StateMD
Zip21701-1325
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionUNIT 70 PHASE 7 1,189 SQ FT TOWNS AT MARKET COMMONS
Legal Phase1,7
JurisdictionFREDERICK MD
Minor Civil Division2, FREDERICK
Census Blockgroup3
Census Block3008
Census Tract750802

Owner

Source: Frederick County records · APN 02-605723

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address401 MATLOCK LN, FREDERICK, MD 21701-1325
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Deed, Subdivision Related Transfer · Conventional Mortgage
K HOVNANIAN AMERICAN MORTGAGE LLC
May 10, 2023Deed, Transfer
EASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY MD LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

August 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 17, 2023
Property Address401 MATLOCK LN, FREDERICK, MD 21701-1325
Document Number0165640070
Book / Page16564 / 70
Map ReferenceMB 109 PL 62&63
Instrument DateJul 13, 2023
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 27, 2023
Title CompanyEASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY MD LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,461.17
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address401 MATLOCK LN, FREDERICK, MD 21701-1325

Mortgage

Document Number0001656478
DateAug 17, 2023
Instrument16564/78
Lender
NameK HOVNANIAN AMERICAN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2053

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMay 10, 2023
Property Address401 MATLOCK LN, FREDERICK, MD 21701-1325
Document Number0164350182
Book / Page16435 / 182
Map ReferenceMB 108 PL 34 PL 35
Instrument DateFeb 28, 2023
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanyEASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY MD LLC

Transaction

AmountAmount Recorded
Tax$2,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4090 LAFAYETTE CENTER DR STE A, A, CHANTILLY, VA 20151-1244
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$490,733 (+2.75%)$517,000 (+8.25%) Land $130,000 Building $387,000
2025$8,568.00 Homeowner's exemption$477,600 Land $130,000 Building $347,600$477,600 Land $130,000 Building $347,600

Flood & Wildfire

401 Matlock Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
5th percentile of exposed land nationally · 9th in Maryland
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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