401 Maple St, Locust, NC 28097 Property Records

Stanly County property record for 401 Maple St, Locust, NC 28097 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1962
Square Footage	1,404 sqft Finished Area
Lot Size	18,731 sqft (0.43 acres)
Occupancy	Owner Occupied
Last Sale	$265,000 (2021)
Tax Bill	$1,915.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`557501264178`
Alternative APNs	`1536537` `1715`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,404 sqft Finished Area
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Plywood Interior Structure

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick Veneer Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	18,731 sqft (0.43 acres)
Depth X Width	185 ft x 100 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport
Porch	1 Porch
Porch Area	120 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Electric Heating Fuel
Sewage	Sewage Connected

Location & Zoning

Account Number	1536537
Street Address	401 MAPLE ST
City	LOCUST
State	NC
Zip	28097-9579
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HSE 401 MAPLE ST LOT 1 BLK M 557501060
Legal Block	M
Legal Lot Number	1
Jurisdiction	STANLY NC
Minor Civil Division	FURR
Census Blockgroup	1
Census Block	1012
Census Tract	930801

Owner

Source: Stanly County records · APN 557501264178

Assessment roll updated August 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	401 MAPLE ST, LOCUST, NC 28097-9579
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Oct 08, 2012 · Amount on Record
Deed Doc Number	2021440331
Deed Book / Page	1765 / 796
Prior Transfer Date	Nov 22, 2005
Record Refreshed	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Nov 17, 2021
Property Address	401 MAPLE ST, LOCUST, NC 28097-9579
Document Number	0000440331
Book / Page	1765 / 796
Instrument Date	Nov 17, 2021
Instrument	440331
Transaction Type	Transfer
Record Updated	Jan 06, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	344 MARKLEY CT, 344, INDIAN HARBOUR BEACH, FL 32937-4044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MAPLE ST, LOCUST, NC 28097-9579

Mortgage

Document Number	0000440332
Date	Nov 17, 2021
Instrument	440332

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated August 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Locust City
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,915.00 (+43.66%)	$208,209 (+70.14%) Land $36,300 Building $171,909	$208,209 (+70.14%) Land $36,300 Building $171,909
2023	$1,333.00	$122,373 Land $21,450 Building $100,923	$122,373 Land $21,450 Building $100,923

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.