401 Maple Ln, Moorhead, MN 56560 Property Records

Clay County property record for 401 Maple Ln, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Aug 2021)
Tax Bill	$3,724 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58.531.0700`

Property Details

APN / Parcel Number

Primary APN	`58.531.0700`

Exterior

Lot Area	9,662 sqft (0.22 acres)

Location & Zoning

Street Address	401 MAPLE LN
City	MOORHEAD
State	MN
Zip	56560-3234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME MORNINGSIDE ADD SUBDIVISIONCD 58531 N. 75' OF LOT 22 2
Legal Range	48
Legal Township	139
Legal Section	09
Legal Subdivision	MORNINGSIDE ADD
Legal Block	2
Legal Lot Number	22
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2015
Census Tract	30400

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 MAPLE LN, MOORHEAD, MN 56560-3234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU
Aug 28, 2019	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE CO INC
Aug 21, 2020	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MTG
Jul 20, 2018	Warranty Deed, Transfer · FHA Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	Jul 20, 2018 · Amount on Record
Deed Document Number	2021819215
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Aug 6, 2021
Property Address	401 MAPLE LN, MOORHEAD, MN 56560-3234
Document Number	0000819215
Instrument Date	Aug 6, 2021
Instrument	819215
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 MAPLE LN, MOORHEAD, MN 56560-3234

Mortgage

Document Number	0000819216
Date	Aug 6, 2021
Instrument	819216

Lender

Name	AFFINITY PLUS FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	401 MAPLE LN, MOORHEAD, MN 56560-3234
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000792954
Date	Aug 28, 2019
Instrument	792954

Lender

Name	SUN WEST MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	401 MAPLE LN, MOORHEAD, MN 56560-3234
Document Number	0000806482
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	INGEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 MAPLE LN MOORHEAD MN 565603234, MOORHEAD, MN 56560-3234

Mortgage

Document Number	0000806482
Date	Sep 30, 2020
Instrument	806482

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Jul 20, 2018
Property Address	401 MAPLE LN, MOORHEAD, MN 56560-3234
Document Number	0000781835
Instrument Date	Jul 19, 2018
Instrument	781835
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	TITLE CO OF FARGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$692.67
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MAPLE LN, MOORHEAD, MN 56560-3234

Mortgage

Document Number	0000781836
Date	Jul 20, 2018
Instrument	781836

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,724.00 (+19.97%) Homeowner's exemption	$252,600 (+3.91%) Land $48,800 Building $203,800	$252,600 (+3.91%) Land $48,800 Building $203,800
2025		$243,100 (+10.35%) Land $47,800 Building $195,300	$243,100 (+10.35%) Land $47,800 Building $195,300
2023	$3,104.00 Homeowner's exemption	$220,300 Land $47,800 Building $172,500	$220,300 Land $47,800 Building $172,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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