401 Maple Ave, Waverly, IA 50677 Property Records

Bremer County property record for 401 Maple Ave, Waverly, IA 50677

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,026 sqft · built 1991
Lot Size	0.276 acres (12,023 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Oct 2023)
Tax Bill	$3,692 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`10-06-304-003`

Property Details

APN / Parcel Number

Primary APN	`10-06-304-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,026 sqft Living Area
Basement Area	650 sqft
Finished Basement	650 sqft
Unfinished Basement	126 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,023 sqft (0.276 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	401 MAPLE AVE
City	WAVERLY
State	IA
Zip	50677-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06-91-13 EASTGATE ADD LOT 20
Legal Range	13W
Legal Township	91N
Legal Section	06
Legal Subdivision	EASTGATE ADD
Legal Lot Number	20
Jurisdiction	BREMER IA
Township / Civil Division	WAVERLY
Census Block Group	1
Census Block	1013
Census Tract	4100

Owner

401 Maple Ave is owned and occupied by an individual who bought it in October 2023.

Source: Bremer County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	401 MAPLE AVE, WAVERLY, IA 50677-4002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Jul 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Feb 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Oct 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST BANK
Oct 9, 2023	Warranty Deed, Transfer
Oct 9, 2023	Legal Action/Court Order, Foreclosure
Sep 24, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2023 · Amount on File
Deed Sale	Oct 9, 2023 · Amount on File
Deed Document Number	20232864
Prior Transfer Date	Sep 22, 2020
Prior Transfer Doc	0020204162
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	401 MAPLE AVE, WAVERLY, IA 50677-4002
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020260473
Date	Feb 19, 2026
Instrument	20260473

Lender

Name	FIRST BANK
Type	Bank
Address	WAVERLY, IA 50677

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Mar 1, 2033
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Margin	3
Max Rate	11.7%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	401 MAPLE AVE, WAVERLY, IA 50677-4002
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020222799
Date	Jul 28, 2022
Instrument	20222799

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	401 MAPLE AVE, WAVERLY, IA 50677-4002
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230370
Date	Feb 10, 2023
Instrument	20230370

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2053

Interest

Rate Type	Adjustable Rate

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	401 MAPLE AVE, WAVERLY, IA 50677-4002
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MAPLE AVE, WAVERLY, IA 50677-4002

Mortgage

Document Number	0020232785
Date	Oct 2, 2023
Instrument	20232785

Lender

Name	FIRST BANK
Type	Bank
Address	WAVERLY, IA 50677

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 3, 2033

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Oct 9, 2023
Property Address	401 MAPLE AVE, WAVERLY, IA 50677-4002
Document Number	0020232864
Instrument Date	Oct 6, 2023
Instrument	20232864
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Amount	Amount on Record
Tax	$103.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MAPLE AVE, WAVERLY, IA 50677-4002

October 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BREMER IA
Recording Date	Oct 9, 2023
Property Address	401 MAPLE AVE, WAVERLY, IA 50677-4002
Document Number	0020232865
Instrument Date	Oct 6, 2023
Instrument	20232865
Transaction Type	Foreclosure
Record Updated	Nov 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MAPLE AVE, WAVERLY, IA 50677-4002

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREMER IA
Recording Date	Sep 24, 2020
Property Address	401 MAPLE AVE, WAVERLY, IA 50677-4002
Document Number	0020204162
Instrument Date	Sep 22, 2020
Instrument	20204162
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MAPLE AVE, WAVERLY, IA 50677-4002

Tax Assessment & Valuation

The 2025 property tax bill for 401 Maple Ave was $3,692 with a homeowner's exemption.

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Waverly City
Unified School District	Waverly-Shell Rock Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,692.00 Homeowner's exemption	$239,530 Land $24,960 Building $214,570	$239,530 Land $24,960 Building $214,570
2024	$3,692.00
2023		$183,500 Land $21,000 Building $162,500	$183,500 Land $21,000 Building $162,500
2022	$2,772.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Maple Ave in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	46 (1979–2016)
Claims Outside the SFHA	4 of 46
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 16 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 20 claims Severe Storms & Flooding, Aug 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Maple Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY WATER DEPARTMENT serves 10,394 people · EPA ID IA0990085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waverly Communications Utility Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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