401 Main St, Wayne, NE 68787 Property Records

Wayne County property record for 401 Main St, Wayne, NE 68787

Property Summary

Property Type	Commercial
Details	5,770 sqft · built 1915
Lot Size	0.109 acres (4,763 sqft)
Owner	Company Name on Record
Last Sale	$140,000 (Oct 2025)
Tax Bill	$2,719 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0004572.00`

Property Details

APN / Parcel Number

Primary APN	`0004572.00`

Interior

Stories	2 Stories
Building Area	5,770 sqft Total Area
Basement Area	1,609 sqft
Finished Basement	1,609 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Fire Resistance	Masonry Walls, Wood Interior
Roof Material	Metal
Lot Area	4,763 sqft (0.109 acres)
Lot Dimensions	63.5 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	401 MAIN ST
City	WAYNE
State	NE
Zip	68787-1951
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	03-COMMERC
Legal Description	W 63.5' OF LOTS 10, 11 & 12 BLK 12 NORTH ADDITION
Legal Subdivision	NORTH ADDITION
Legal Block	12
Legal Lot Number	10-12
Jurisdiction	WAYNE NE
Township / Civil Division	HUNTER
Census Block Group	4
Census Block	4031
Census Tract	978700

Owner

Source: Wayne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	401 MAIN ST, WAYNE, NE 68787-1951
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITY OF BAYONNE
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit STATE NEBRASKA BANK & TRUST
Oct 1, 2025	Warranty Deed, Transfer · Line of Credit STATE NEBRASKA BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Deed Document Number	20251004
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NE
Recording Date	Aug 5, 2026
Property Address	401 MAIN ST, WAYNE, NE 68787-1951
Document Number	0000000896
Instrument Date	Aug 5, 2026
Instrument	2026896
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000000896,
Date	Aug 5, 2026
Instrument	2026896

Lender

Name	CITY OF BAYONNE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.49%
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NE
Property Address	401 MAIN ST, WAYNE, NE 68787-1951
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000260065
Date	Jan 20, 2026
Instrument	260065

Lender

Name	STATE NEBRASKA BANK & TRUST
Type	Bank
Address	WAYNE, NE 68787

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE NE
Recording Date	Oct 1, 2025
Property Address	401 MAIN ST, WAYNE, NE 68787-1951
Document Number	0000251004
Instrument Date	Sep 10, 2025
Instrument	251004
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	MADISON COUNTY ABSTRACT COMPANY, MADISON COUNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$324.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000251006
Date	Oct 1, 2025
Instrument	251006

Lender

Name	STATE NEBRASKA BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Wayne County
Municipality	Wayne City
Unified School District	Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,570 (-32.18%) Land $31,545 Building $115,025	$146,570 (-32.18%) Land $31,545 Building $115,025
2025	$2,719.00 (+10.98%)	$216,120 (+10.44%) Land $14,290 Building $201,830	$216,120 (+10.44%) Land $14,290 Building $201,830
2024	$2,450.00 (-23.27%)	$195,685 (+4.22%) Land $9,525 Building $186,160	$195,685 (+4.22%) Land $9,525 Building $186,160
2023	$3,193.00	$187,765 Land $9,525 Building $178,240	$187,765 Land $9,525 Building $178,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAYNE serves 5,990 people · EPA ID NE3118104
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Selenium resolved · Jan 2020 Nitrate-Nitrite resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Fastwyre Broadband Cable · Fiber in parts of the area	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Great Plains Communications, Nextlink.

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