Lafayette County property record for 401 Main St, Waverly, MO 64096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,485 sqft · built 1988 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,410 (2025) |
| Deeds & Mortgages | Feb 2019 Refinance Aug 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-6.0-14-3-002-015.000 |
| Primary APN | 06-6.0-14-3-002-015.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,485 sqft Living Area |
| Interior Walls | Paneling |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 169 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 401 MAIN ST |
|---|---|
| City | WAVERLY |
| State | MO |
| Zip | 64096-8157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL LOTS 1,2,13, S1/2 LOT 3 BLK 14 ST THOMAS 2ND ADDN; 587-1060, 2022DR2893, 2024DR0851, 2024DR2677 |
| Legal Range | 24 |
| Legal Township | 51 |
| Legal Section | 14 |
| Legal Subdivision | SECOND ADD |
| Legal Block | 14 |
| Legal Lot Number | 1-3 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 90300 |
Source: Lafayette County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 142, WAVERLY, MO 64096-0142 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA |
| Aug 1, 2024 | Beneficiary Deed, Transfer |
| Jun 7, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 31, 2024 |
| Transfer Doc | 2024DR2677 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 401 MAIN ST, WAVERLY, MO 64096-8157 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2019DR0379 |
|---|---|
| Date | Feb 4, 2019 |
| Instrument | 2019DR0379 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 25 Months |
| Due | Mar 1, 2021 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Aug 1, 2024 |
| Property Address | 401 MAIN ST, WAVERLY, MO 64096-8157 |
| Document Number | 2024DR2677 |
| Instrument Date | Jul 31, 2024 |
| Instrument | 2024DR2677 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 MAIN ST, WAVERLY, MO 64096-8157 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Jun 7, 2022 |
| Property Address | 401 MAIN ST, WAVERLY, MO 64096-8157 |
| Document Number | 2022DR2893 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 2022DR2893 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 W MAIN ST, WAVERLY, VA 23890-3242 |
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Waverly City |
| Unified School District | Santa Fe R-X School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,410.00 (+14.45%) | $19,028 (+16.09%) | $100,150 (+16.09%) Land $9,330 Building $90,820 |
| 2024 | $1,232.00 | ||
| 2023 | $16,391 | $86,271 Land $5,901 Building $80,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAVERLY PWS serves 900 people · EPA ID MO1010839 |
|---|---|
| Water Source | Purchased groundwater from MARSHALL PWS |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | No certified operator Nov 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Green Hills Technologies Cable | 250 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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