401 Main St, Muncie, IL 61857 Property Records

Vermilion County property record for 401 Main St, Muncie, IL 61857

Property Summary

Property Type	Single Family Home
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$79,000 (Jun 2021)
Tax Bill	$2,203 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`21-08-401-006`

Property Details

APN / Parcel Number

Primary APN	`21-08-401-006`
Alternative APN	`OKWD0458A`

Exterior

Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Street Address	401 MAIN ST
City	MUNCIE
State	IL
Zip	61857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N66'S307'L1&N66'S307'E70.75'L2 VAC B4 ORIG TWN OF MUNCIE 8 19 13
Legal Range	13
Legal Township	19
Legal Section	08
Legal Subdivision	ORIGINAL TOWN OF MUNCIE
Legal Block	4
Legal Lot Number	1-2
Jurisdiction	VERMILION IL
Township / Civil Division	OAKWOOD
Census Block Group	2
Census Block	2073
Census Tract	10800

Owner

Source: Vermilion County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 584, OAKWOOD, IL 61858-0584
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Warranty Deed, Transfer · Conventional Mortgage CATLIN BANK
Feb 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on File
Deed Sale	Jun 17, 2021 · Amount on File
Deed Document Number	20214552
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VERMILION IL
Recording Date	Jun 17, 2021
Property Address	401 MAIN ST, MUNCIE, IL 61857
Document Number	2104552
Instrument Date	Jun 17, 2021
Instrument	21-04552
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MAIN ST, MUNCIE, IL 61857
Investor	Possibly a Property Investor

Mortgage

Document Number	2104553
Date	Jun 17, 2021
Instrument	21-04553

Lender

Name	CATLIN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.13%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VERMILION IL
Recording Date	Feb 10, 2017
Property Address	401 MAIN ST, MUNCIE, IL 61857
Document Number	1701186
Instrument Date	Aug 26, 2016
Instrument	1701186
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 CLAY ST, CATLIN, IL 61817-8818

Tax Assessment & Valuation

Source: Vermilion County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Vermilion County
County Subdivision	Oakwood Township
Municipality	Muncie Village
Unified School District	Oakwood Community Unit School District 76 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,203.00 (+103.23%) Homeowner's exemption	$32,595 (+14.44%) Land $2,774 Building $29,821	$97,785 (+14.44%) Land $8,322 Building $89,463
2024		$28,482 (+68%) Land $2,424 Building $26,058	$85,446 (+68%) Land $7,272 Building $78,174
2022	$1,084.00 Homeowner's exemption	$16,954 Land $2,491 Building $14,463	$50,862 Land $7,473 Building $43,389

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	May 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, Verizon.

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