Haywood County property record for 401 Main St, Canton, NC 28716
| Property Type | Bank, Financial Building |
|---|---|
| Details | 3,502 sqft · built 1920 |
| Lot Size | 0.283 acres (12,327 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,365,000 (Jan 2023) |
| Deeds & Mortgages | Jan 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 8657-80-2711 |
| Primary APN | 8657-80-2711 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,502 sqft Heated Area |
| Gross Area | 3,505 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Tar & Gravel |
| Lot Area | 12,327 sqft (0.283 acres) |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 40262 |
|---|---|
| Street Address | 401 MAIN ST |
| City | CANTON |
| State | NC |
| Zip | 28716-4481 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | CNC1 |
| Legal Description | 401 MAIN ST |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 920300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Canton Main Street Historic District listed 2005 · 35 contributing resources · NRIS 05000958 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 987, CANTON, NC 28716-0987 |
| Owner Type | Company |
| Vesting | Government |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2023 · Amount on Record |
| Deed Sale | Jan 10, 2023 · Amount on Record |
| Prior Sale | Jul 1, 2015 · Amount on Record |
| Deed Document Number | 2023207 |
| Deed Book / Page | 1079 / 405 |
| Prior Transfer Date | Jan 9, 2023 |
| Prior Transfer Doc | 0010790405 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jan 10, 2023 |
| Property Address | 401 MAIN ST, CANTON, NC 28716-4481 |
| Document Number | 0010790405 |
| Book / Page | 1079 / 405 |
| Instrument Date | Jan 9, 2023 |
| Instrument | 2023000207 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1389, CANTON, NC 28716-1389 |
| Name | Verified Name |
|---|---|
| Address | 85 SUMMER ST, CANTON, NC 28716-5534 |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Canton Town |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $389,400 (-) Land $135,600 Building $253,800 | |
| 2025 | $389,400 (-) Land $135,600 Building $253,800 | $389,400 (-) Land $135,600 Building $253,800 |
| 2023 | $389,400 Land $135,600 Building $253,800 | $389,400 (-) Land $135,600 Building $253,800 |
| 2021 | $389,400 Land $135,600 Building $253,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 26 (1983–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CANTON serves 7,850 people · EPA ID NC0144015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
May also be available: AT&T, Verizon.
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