Northampton County property record for 401 Madison Ave, Cape Charles, VA 23310
| Property Type | Vacant Land |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (May 2015) |
| Tax Bill | $7,436 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 83A1-1-182A |
| Primary APN | 83A1-1-182A |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|---|
| Lot Dimensions | 140 ft deep x 59.9 ft wide |
| Account Number | 357250 |
|---|---|
| Street Address | 401 MADISON AVE |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2915 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | LOT 182A 59.93'X140' LOT 182A 59.93'X140' |
| Legal Lot Number | 182A |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 930301 |
Source: Northampton County assessment roll, APN 83A1-1-182A, as of August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 MADISON AVE, CAPE CHARLES, VA 23310-2915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 04, 2017 | Deed of Trust, Mortgage · Commercial Mortgage XENITH BANK |
| Sep 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES OF OHIO INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 2015 · Amount on Record |
| Deed Sale | May 20, 2015 · Amount on Record |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 401 MADISON AVE, CAPE CHARLES, VA 23310-2915 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0170001625 |
|---|---|
| Date | Oct 04, 2017 |
| Instrument | 170001625 |
| Name | XENITH BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Sep 12, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 401 MADISON AVE, CAPE CHARLES, VA 23310-2915 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0190001584 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 190001584 |
| Name | EQUITY RESOURCES OF OHIO INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2034 |
| Rate Type | Fixed Rate |
|---|
Source: Northampton County assessment roll as of August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,436.00 (+25.23%) | $1,054,800 (+34.99%) Land $238,500 Building $816,300 | |
| 2024 | $1,054,800 (+34.99%) Land $238,500 Building $816,300 | ||
| 2023 | $5,938.00 | $781,400 Land $218,600 Building $562,800 | $781,400 Land $218,600 Building $562,800 |
Source: FEMA National Flood Hazard Layer, Northampton County (51131C), as of October 26, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511319303012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 83 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 98 units insured incl. 15 condo units |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Cape Charles Historic District listed 1991 · 588 contributing resources · NRIS 90002122 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, 244 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Eastern Shore of Virginia Broadband Authority Fiber | 200 / 200 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system VA3131120, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF CAPE CHARLES serves 1,342 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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