Mitchell County property record for 401 Lynn Gap Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 1,568 sqft · built 2001 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,198 (Dec 2012) |
| Tax Bill | $1,217 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0787-02-89-6324 |
| Primary APN | 0787-02-89-6324 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,568 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 555610229 |
|---|---|
| Street Address | 401 LYNN GAP RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-6463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF SR 1106 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3058 |
| Census Tract | 950400 |
401 Lynn Gap Rd is owned by an individual who bought it in December 2012.
Source: Mitchell County records, as of September 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 CONGO RD, STATESVILLE, NC 28625-8866 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2012 · Amount on File |
| Deed Sale | Dec 28, 2012 · Amount on File |
| Deed Book / Page | 530 / 644 |
| Prior Transfer Date | Nov 14, 2012 |
| Prior Transfer Doc | 530/644 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 401 LYNN GAP RD, SPRUCE PINE, NC 28777-6463 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 610/507 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 610/507 |
| Instrument | 2020000198 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2035 |
The 2026 property tax bill for 401 Lynn Gap Rd was $1,217.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,217.00 | $190,200 (-) Land $27,000 Building $163,200 | |
| 2025 | $1,217.00 | $190,200 Land $27,000 Building $163,200 | |
| 2023 | $1,198.00 | $190,200 Land $27,000 Building $163,200 | $190,200 Land $27,000 Building $163,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Lynn Gap Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 Lynn Gap Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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