401 Loyola Dr, Elyria, OH 44035 Property Records

Lorain County property record for 401 Loyola Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,364 sqft · built 1983
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$274,000 (Feb 2024)
Tax Bill	$3,926 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-22-007-000-103`

Property Details

APN / Parcel Number

Primary APN	`06-22-007-000-103`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,364 sqft Living Area
Gross Area	2,864 sqft
1st Floor Area	1,242 sqft
Basement Area	1,242 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	164 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	200 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	401 LOYOLA DR
City	ELYRIA
State	OH
Zip	44035-1580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN SUB #3 70.04 X 165
Legal Subdivision	COLLEGE GREEN SUB 3
Legal Tract	22
Legal Lot Number	97
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	4
Census Block	4002
Census Tract	70102

Owner

401 Loyola Dr is owned and occupied by an individual who bought it in February 2024.

Source: Lorain County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	401 LOYOLA DR, ELYRIA, OH 44035-1580
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed of Trust, Mortgage · FHA Mortgage INDEPENDENCE HOME LOANS LLC
Jun 11, 2026	Deed of Trust, Mortgage · FHA Mortgage IMPERIAL LENDING LLC
Feb 6, 2024	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Nov 9, 2017	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2024 · Amount on File
Deed Sale	Feb 6, 2024 · Amount on File
Prior Sale	Nov 9, 2017
Deed Document Number	20243112
Prior Transfer Date	May 21, 2010
Prior Transfer Doc	0000336628
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	401 LOYOLA DR, ELYRIA, OH 44035-1580
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066110
Date	Sep 4, 2025
Instrument	2025-0066110

Lender

Name	INDEPENDENCE HOME LOANS LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Jun 11, 2026
Property Address	401 LOYOLA DR, ELYRIA, OH 44035-1580
Document Number	0000099431
Instrument Date	Jun 5, 2026
Instrument	202699431
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 LOYOLA DR, ELYRIA, OH 44035-1580

Mortgage

Document Number	0000099431,
Date	Jun 11, 2026
Instrument	202699431

Lender

Name	IMPERIAL LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 6, 2024
Property Address	401 LOYOLA DR, ELYRIA, OH 44035-1580
Document Number	0000003112
Map Reference	VOL 37 PG 27&28
Instrument Date	Feb 5, 2024
Instrument	2024-0003112
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 LOYOLA DR, ELYRIA, OH 44035-1580

Mortgage

Document Number	0000003113
Date	Feb 6, 2024
Instrument	2024-0003113

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0000003114
Date	Feb 6, 2024
Instrument	2024-0003114

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2034

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 9, 2017
Property Address	401 LOYOLA DR, ELYRIA, OH 44035-1580
Document Number	0000651126
Map Reference	MB 37 PG 27
Instrument Date	Nov 8, 2017
Instrument	2017-0651126
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	AMERICAN PATRIOT TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 LOYOLA DR, ELYRIA, OH 44035-1580

Mortgage

Document Number	0000651127
Date	Nov 9, 2017
Instrument	2017-0651127

Lender

Name	RESIDENTIAL MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 401 Loyola Dr was $3,926.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,926.00	$83,370 (%) Land $12,820 Building $70,550	$238,210 (-) Land $36,630 Building $201,580
2024	$3,926.00 (+9.27%)	$83,374 (+26.4%) Land $12,821 Building $70,553	$238,210 (+26.4%) Land $36,630 Building $201,580
2023	$3,593.00 (+0.36%)	$65,958 (+0.01%) Land $16,384 Building $49,574	$188,450 Land $46,810 Building $141,640
2022	$3,580.00	$65,950 Land $16,380 Building $49,570
2021			$188,450 Land $46,810 Building $141,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 Loyola Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 401 Loyola Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Loyola Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures