401 Lowery Rd, Ozark, AL 36360 Property Records

Dale County property record for 401 Lowery Rd, Ozark, AL 36360

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,701 sqft · built 1959
Lot Size	1.01 acres (44,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Mar 2025)
Tax Bill	$879 (2026)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Nov 2016 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-03-05-4-000-069.001`

Property Details

APN / Parcel Number

Primary APN	`11-03-05-4-000-069.001`
Alternative APNs	`90326490` `21955`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,701 sqft Living Area
1st Floor Area	1,701 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	44,100 sqft (1.01 acres)
Lot Dimensions	210 ft deep x 210 ft wide
Garage Type	Carport
Garage Area	325 sqft
Carport	Carport
Carport Area	325 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	90326490
Street Address	401 LOWERY RD
City	OZARK
State	AL
Zip	36360-0450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	210' X 210' (C) BEG 100' N OF SW COR OF NW OF SE OF SEC 5 ELY 210'; NLY 210'; ELY 210'; SLY 210' ALONG E LINE TO POB SEC 5
Legal Range	24E
Legal Township	05N
Legal Section	05
Legal Subdivision	9999
Jurisdiction	DALE AL
Township / Civil Division	OZARK
Census Block Group	2
Census Block	2013
Census Tract	20802

Owner

Source: Dale County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	525 BINGHAM AVE, OZARK, AL 36360-2002
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2025	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORS BANK
Nov 16, 2016	Warranty Deed, Transfer
Dec 20, 2013	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2025 · Amount on Record
Deed Sale	Mar 18, 2025 · Amount on Record
Prior Sale	Nov 16, 2016 · Amount on Record
Deed Document Number	20252027164
Deed Book / Page	364 / 560
Record Updated	Oct 29, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALE AL
Recording Date	Mar 18, 2025
Property Address	401 LOWERY RD, OZARK, AL 36360-0450
Document Number	000364/560
Book / Page	364 / 560
Instrument Date	Mar 13, 2025
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6616 HARBOUR BLVD, PANAMA CITY BEACH, FL 32407-5560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 LOWERY RD, OZARK, AL 36360-0450

Mortgage

Document Number	0008690574
Date	Mar 18, 2025
Instrument	0869/0574

Lender

Name	NEIGHBORS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	000869/574
Date	Mar 18, 2025
Book Page	869/574

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2055

November 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALE AL
Recording Date	Nov 16, 2016
Property Address	401 LOWERY RD, OZARK, AL 36360-0450
Document Number	000302/707
Book / Page	302 / 707
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

December 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALE AL
Recording Date	Dec 20, 2013
Property Address	401 LOWERY RD, OZARK, AL 36360-0450
Document Number	000282/645
Book / Page	282 / 645
Instrument Date	Dec 19, 2013
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Dale County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Dale County
Municipality	Ozark City
Unified School District	Ozark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$879.00 (-26.07%)
2025	$1,189.00 (+6.92%)	$23,560 (+6.99%) Land $1,840 Building $21,720	$119,260 (+8.36%) Land $10,700 Building $108,560
2024	$1,112.00 (+18.68%)	$22,020 (+18.64%) Land $1,700 Building $20,320	$110,060 (+18.62%) Land $8,500 Building $101,560
2023	$937.00 (+22.16%)	$18,560 (+22.11%) Land $1,200 Building $17,360	$92,780 (+22.14%) Land $6,000 Building $86,780
2022	$767.00	$15,200 Land $15,200	$75,960 Land $6,000 Building $69,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993–1994)
Most Recent Claim	Jul 1994 · Severe Storms And Flooding (tropical Storm Alberto)

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK UTILITIES BOARD serves 19,965 people · EPA ID AL0000441
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable in parts of the area	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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