Gallatin County property record for 401 Loves Dr, Sanders, KY 41083
| Property Type | Restaurant |
|---|---|
| Details | 600 sqft · built 2010 |
| Lot Size | 3.75 acres (163,350 sqft) |
| Owner | Company Name on File |
| Last Sale | $550,000 (Dec 2008) |
| Tax Bill | $7,906 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-30.04 |
| Primary APN | 011-30.04 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 600 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 163,350 sqft (3.75 acres) |
| Garage Area | 11,000 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 35 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | 289-1 |
|---|---|
| Street Address | 401 LOVES DR |
| City | SANDERS |
| State | KY |
| Zip | 41083-2000 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | COMMERCIAL |
| Legal Description | 3.75 AC AND BUILDING |
| Jurisdiction | GALLATIN KY |
| Township / Civil Division | WARSAW |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 960104 |
401 Loves Dr, a commercial property, is owned by a company that bought it in December 2008.
Source: Gallatin County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 401 LOVES DR, SANDERS, KY 41083-2000 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2008 · Amount on File |
| Deed Sale | Dec 29, 2008 · Amount on File |
| Deed Book / Page | 106 / 167 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 401 Loves Dr was $7,906.
Source: Gallatin County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Gallatin County |
| Unified School District | Gallatin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $744,500 (-) Land $412,500 Building $332,000 | $744,500 (-) Land $412,500 Building $332,000 | |
| 2025 | $7,906.00 | $744,500 Land $412,500 Building $332,000 | $744,500 Land $412,500 Building $332,000 |
| 2023 | $7,981.00 | $744,500 Land $412,500 Building $332,000 | $744,500 Land $412,500 Building $332,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Loves Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 401 Loves Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN COUNTY WATER DISTRICT serves 5,860 people · EPA ID KY0390130 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Also Mapped Here | CARROLL CO WATER DISTRICT #1 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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