401 Los Cobos Ln, Georgetown, TX 78626 Property Records

Williamson County property record for 401 Los Cobos Ln, Georgetown, TX 78626

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,627 sqft · built 2020
Lot Size	0.251 acres (10,949 sqft)
Owner	2 Individual Names on Record
Last Sale	$308,600 (Jul 2020)
Tax Bill	$6,232 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-20-6031-020G-0008`

Property Details

APN / Parcel Number

Primary APN	`R-20-6031-020G-0008`
Alternative APNs	`R574481` `397248`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,627 sqft Living Area
Gross Area	2,725 sqft
1st Floor Area	1,574 sqft
2nd Floor Area	1,053 sqft
Flooring	Tile

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Lot Area	10,949 sqft (0.251 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	256 sqft
Patio Area	340 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R206031020G0008
Street Address	401 LOS COBOS LN
City	GEORGETOWN
State	TX
Zip	78626-2565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S12007 - LA CONTERRA NORTH PH 2 (AMD), BLOCK G, LOT 8
Legal Subdivision	LA CONTERRA NORTH PH 2 (AMD)
Legal Block	G
Legal Lot Number	8
Jurisdiction	WILLIAMSON TX
Township / Civil Division	ROUND ROCK-GEORGETOWN
Census Block Group	2
Census Block	2020
Census Tract	21407

Owner

Source: Williamson County records, as of September 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 LOS COBOS LN, GEORGETOWN, TX 78626-2565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VELOCITY CU
Jul 29, 2020	Grant Deed, Transfer KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2020 · Amount on Record
Deed Sale	Jul 29, 2020 · Amount on Record
Deed Document Number	202085486
Prior Transfer Date	Jul 24, 2020
Prior Transfer Doc	0000085486
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	401 LOS COBOS LN, GEORGETOWN, TX 78626-2565
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 LOS COBOS LN, GEORGETOWN, TX 78626-2565

Mortgage

Document Number	0000078971
Date	Sep 20, 2023
Instrument	2023078971

Lender

Name	VELOCITY CU
Type	Credit Union
Address	AUSTIN, TX 78759

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2033

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WILLIAMSON TX
Recording Date	Jul 29, 2020
Property Address	401 LOS COBOS LN, GEORGETOWN, TX 78626-2565
Document Number	0000085486
Instrument Date	Jul 24, 2020
Instrument	85486
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 LOS COBOS LN GEORGETOWN TX 786262565, GEORGETOWN, TX 78626-2565

Mortgage

Document Number	85487
Date	Jul 29, 2020
Instrument	85487

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2050

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Georgetown City
County	Williamson County
Unified School District	Georgetown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,232.00 Homeowner's exemption	$433,136 (-0.58%) Land $84,000 Building $349,136	$433,136 (-0.58%) Land $84,000 Building $349,136
2024	$6,232.00 (+4.56%)
2023	$5,960.00 (-8.02%) Homeowner's exemption	$435,644 Land $84,000 Building $351,644	$435,644 Land $84,000 Building $351,644
2022	$6,480.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Western Broadband Fixed Wireless	200 / 40

May also be available: SOS Communications, VTX Communications.

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