401 Long St, Cambridge, OH 43725 Property Records

Guernsey County property record for 401 Long St, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,162 sqft
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Tax Bill	$913 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-0006196.000`

Property Details

APN / Parcel Number

Primary APN	`06-0006196.000`
Alternative APN	`002735-5`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,162 sqft Living Area
1st Floor Area	1,162 sqft
Basement Area	1,162 sqft
Unfinished Basement	1,162 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Frame
Roof Material	Shingle
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	60 ft deep x 80 ft wide
Porch	Slab
Porch Area	171 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002735-5
Street Address	401 LONG ST
City	CAMBRIDGE
State	OH
Zip	43725-2665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA03-20 12 LONG
Legal Range	03W
Legal Township	02N
Legal Section	03
Legal Subdivision	LONGS ADDITION
Legal Tract	2
Legal Lot Number	12
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2079
Census Tract	977300

Owner

401 Long St is owned and occupied by an individual who acquired it in January 2015.

Source: Guernsey County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	401 LONG ST, CAMBRIDGE, OH 43725-2665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 27, 2015
Transfer Doc	00524/2487
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Recording Date	Jun 30, 2026
Property Address	401 LONG ST, CAMBRIDGE, OH 43725-2665
Document Number	0000003335
Book / Page	612 / 4260
Instrument Date	Jun 26, 2026
Instrument	20263335
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 N 9TH ST, CAMBRIDGE, OH 43725-1504

Mortgage

Document Number	0000003335,
Date	Jun 30, 2026
Book Page	612/4260
Instrument	20263335

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 401 Long St was $913 with a homeowner's exemption, up 3.8% from the year before.

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$913.00 (+3.75%) Homeowner's exemption	$17,597 (-) Land $3,629 Building $13,968
2024	$880.00 (+11.53%) Homeowner's exemption	$17,597 (+17.14%) Land $3,629 Building $13,968	$50,280 Land $10,370 Building $39,910
2023	$789.00 (+5.62%) Homeowner's exemption	$15,022 (+0.08%) Land $3,098 Building $11,924
2022	$747.00 Homeowner's exemption	$15,010 Land $3,090 Building $11,920	$42,890 (-0.07%) Land $8,820 Building $34,070
2021			$42,920 Land $8,850 Building $34,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Long St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (1981–2004)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 3 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Long St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum, Smart Way Communications.

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