Yankton County property record for 401 Locust St, Yankton, SD 57078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,028 sqft · built 1905 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $198,000 (Nov 2021) |
| Tax Bill | $2,182 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 78.940.038.110 |
| Primary APN | 78.940.038.110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,028 sqft Living Area |
| Flooring | Hardwood |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 2,028 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 401 LOCUST ST |
|---|---|
| City | YANKTON |
| State | SD |
| Zip | 57078-3936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 10 & 11 BLK 38 WITHERSPOONS ADDN |
| Legal Subdivision | WITHERSPOONS ADDN |
| Legal Block | 38 |
| Legal Lot Number | 10,11 |
| Jurisdiction | YANKTON SD |
| Township / Civil Division | YANKTON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 966100 |
401 Locust St is owned and occupied by two individuals who bought it in November 2021.
Source: Yankton County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 LOCUST ST, YANKTON, SD 57078-3936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNATIONAL BANK & TRUST |
| Nov 24, 2021 | Redemption Deed, Transfer YANKTON TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2021 · Amount on File |
| Deed Sale | Nov 24, 2021 · Amount on File |
| Deed Book / Page | 562 / 391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Nov 24, 2021 |
| Property Address | 401 LOCUST ST, YANKTON, SD 57078-3936 |
| Document Number | 562/391 |
| Book / Page | 562 / 391 |
| Map Reference | MB G PG 5 |
| Instrument Date | Nov 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Title Company | YANKTON TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $198.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1505 SUMMIT LN APT 109, 1505, YANKTON, SD 57078-3726 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 401 LOCUST ST, YANKTON, SD 57078-3936 |
| Document Number | 562392 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 562/392 |
| Name | FIRST INTERNATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Nov 24, 2021 |
| Property Address | 401 LOCUST ST, YANKTON, SD 57078-3936 |
| Document Number | 562/393 |
| Book / Page | 562 / 393 |
| Instrument Date | Nov 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Title Company | YANKTON TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3060 E ELIZABETH ST, PIERRE, SD 57501-5876 |
The 2025 property tax bill for 401 Locust St was $2,182.
Source: Yankton County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Yankton County |
| Municipality | Yankton City |
| Unified School District | Yankton School District 63-3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,300 (+8.46%) Land $18,700 Building $150,600 | $169,300 Land $18,700 Building $150,600 | |
| 2025 | $2,182.00 | $156,100 Land $18,700 Building $137,400 | |
| 2023 | $149,500 Land $18,700 Building $130,800 | ||
| 2022 | $1,915.00 | ||
| 2021 | $116,100 Land $18,700 Building $97,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 13, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 401 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YANKTON serves 15,411 people · EPA ID SD4600423 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| South Dakota Wireless Internet Fixed Wireless | 100 / 20 |
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