Lake County property record for 401 Locust Pl, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,760 sqft · built 1989 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Apr 2017) |
| Tax Bill | $19,763 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-32-221-008 |
| Primary APN | 16-32-221-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,760 sqft Living Area |
| Gross Area | 4,999 sqft |
| 1st Floor Area | 1,426 sqft |
| 2nd Floor Area | 1,334 sqft |
| Upper Floors Area | 1,334 sqft |
| Basement Area | 1,382 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 402 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 401 LOCUST PL |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-4270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VECCHIONE-SQUIRE HALL SUB; LOT 5 |
| Legal Subdivision | VECCHIONE-SQUIRE HALL SUB |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 864903 |
401 Locust Pl is owned and occupied by an individual who bought it in April 2017.
Source: Lake County records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 LOCUST PL, DEERFIELD, IL 60015-4270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PERL MORTGAGE INC |
| Apr 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage LANDTRUST NATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on File |
| Deed Sale | Apr 28, 2017 · Amount on File |
| Prior Sale | Aug 21, 1995 · Amount on File |
| Deed Document Number | 20177390359 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 401 LOCUST PL, DEERFIELD, IL 60015-4270 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0007848389 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 7848389 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 401 LOCUST PL, DEERFIELD, IL 60015-4270 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LANDTRUST NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007404575 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 7404575 |
| Name | PERL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2047 |
| Rate | 4.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Apr 28, 2017 |
| Property Address | 401 LOCUST PL, DEERFIELD, IL 60015-4270 |
| Document Number | 0007390359 |
| Map Reference | DOC1917621 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 7390359 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | LANDTRUST NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 401 LOCUST PL # MAC, MAC, DEERFIELD, IL 60015-4270 |
| Document Number | , 7390360 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 7390360 |
| Type | Mortgage Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate | 4.25% |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $235,346 Land $55,513 Building $179,833 | $706,109 Land $166,556 Building $539,553 | |
| 2024 | $19,763.00 (+11%) | ||
| 2023 | $17,804.00 (+5.88%) | $205,681 (+9.4%) Land $50,816 Building $154,865 | $617,104 (+9.4%) Land $152,463 Building $464,641 |
| 2022 | $16,816.00 | $188,010 Land $54,581 Building $133,429 | $564,086 Land $163,759 Building $400,327 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 401 Locust Pl in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 20 (1982–2019) |
| Claims Outside the SFHA | 13 of 20 |
| Most Recent Claim | Feb 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 Locust Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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